Should You or Should You Not Pay a Debt Collection Agency?

If you don’t pay your bank loan, credit card bill, or other debt, your lender can submit your file to a collection agency. The role of a collection agent is to call you and take whatever steps are required to collect the money. Collection Agencies Impact on Your Credit Report Your financial history has already […]

What You Can Do If You Are Sued in the Small Claims Court

In Ontario, there are thousands of new Small Claims Court Actions filed each year. Small Claims are usually filed by lenders such as banks, financial companies, and collection agencies who represent these lending organizations. In some instances, court actions are also filed by individuals and businesses for a particular incident or dispute. How Small Claims […]

4 Proven Ways to Build Good Credit in Canada

Maintaining a good credit score is vital and one of the most important factors when applying for loans or new credit lines. In this article, you will learn the best and proven ways to improve your credit score. Credit cards can offer many benefits; convenience, flexibility in payments, manage money better if used responsibly, accrue […]