We understand that you will be asking a number of questions before you decide to apply for a government-approved debt consolidation program. First on the list would most probably be “whether you can apply for credit or not” during the period of the program. Others also might want to know “will I still be able to use my credit card” under a debt consolidation program or “will my credit be affected?”.
Garnishment or wage garnishment is a process of legally withholding a portion of your money from your paycheque and sent to a third party.
To achieve financial freedom is not an easy thing to do, especially if you have mounting debt. Understanding the best debt relief options in Canada can be your first step. Below are tips, strategies, and options to help you choose the best debt relief available.
When debt gets out of control – it affects your emotional and physical health. There are debt reduction services that you can explore along with do-it-yourself ways to reduce your debt.