How To Deal With Debt If You Have A Bad Credit

bad credit Canada

Getting out of debt with a bad credit may seem like impossible thing to do, but really doable. Help is available without having to resort to getting a bigger loan with even higher interest rates to cover all other existing smaller loans.

What Happens To My Tax Refund During A Debt Relief Program?

tax refund debt relief program

Tax season is just around the corner; what to do if you are planning to take on a debt consolidation program. Below are the things you need to know if you are planning to file a debt relief program to get rid of debt but are worried about your Tax Refund.

Top 4 Questions On The Effect Of Debt Consolidation To Your Credit Score

credit score debt consolidation

We understand that you will be asking a number of questions before you decide to apply for a government-approved debt consolidation program. First on the list would most probably be “whether you can apply for credit or not” during the period of the program. Others also might want to know “will I still be able to use my credit card” under a debt consolidation program or “will my credit be affected?”.

Warning Signs That You Have A Debt Problem

debt problem Canada

Learning and accepting you have a debt problem is the first step towards solving your debt problems. Below are warning signs that you should check out to know if you are experiencing problems with your debts and what options are there to solve them.

How To Deal With Swelling Debt After A Holiday Overspending

Holiday debt Canada

January is known to be a month full of holiday-spending-regret, most people know how it feels. After weeks of careful planning and budgeting, there were just a lot of flash sales and “BOGOs” (Buy One Take One) deals you couldn’t resist. You are not alone – many fell for it and ended up even more in debt because of overspending during the holidays.

Top 3 Reasons Why You Should Get A Debt Consolidation Plan

Debt Relief Program in Canada

Debt Consolidation is a government-approved program of consolidating your debts into a single monthly payment. National Debt Relief Services is Canada’s trusted debt relief agency that can help create a personalized debt relief program for you based on your current financial situation.