100+ Canadians Choose Us Weekly – 1000+ All 5-Star Reviews – Read real stories here
Menu
Click here to read reviews please
100+ Canadians Choose Us Weekly – 1000+ All 5-Star Reviews – Read real stories here
Free Debt Consolidation
No contact details required to find out if you qualify
Know more about us and what we can do by clicking on the button below…
1 day 3 days 3 days 8 days 7 days 6 days 12 days 9 days 3 days 6 days 1 day 4 days 2 days 1 day 7 days 5 days 8 days 6 days 12 days 16 days 5 days 8 days 2 days 7 days ago in debt in
Before finding out the things you can do once you become debt-free, it is also vital to understand how people get into debt.
If you need help to fix your finances and eliminate your debt, click the button below to get a debt relief option that fits your current financial situation.
To help you get motivated, below are the top 5 things that you can do if you are debt-free.
If you have huge debt, a big portion of your budget is allocated towards repaying your debt and other bills. Therefore, saving money is going to be very difficult and impossible. Once your debt is eliminated, saving money will be easier. Create an emergency fund, open a savings account or RRSP (Registered Retirement Savings Plan).
Having enough savings and a better cash flow can be rewarding. But what is even more rewarding is giving yourself a break. Paying for luxurious trips or holiday vacations will be possible if you are debt-free without thinking about debt or having to borrow money.
If you are in debt, you must be taking extra work or doing overtime to be able to pay up your debt. But if you become debt-free you only have to earn for your current expenses instead of working extra to pay off your debts. This means you can enjoy your day-offs and spend more time with family.
Being in a debt trap means you have less time to enjoy because you spend most of your time worrying and trying to make ends meet. This is true as you do your best to cut expenses and take extra work during your day-offs. Being debt-free means more quality time with family as well as more time to pursue your passion (sports, hobbies, movie nights).
When you are debt-free, there’s more breathing room. No more sleepless nights, no more staying up late worrying about what will happen in the future.
We only listed 5 things that you can enjoy if you become debt-free, but there is a myriad of other things out there to enjoy as well. Enjoy the amazing perks of being debt-free by taking our debt consolidation program.
If you are ready to embark on a debt-free journey, you are just a couple of steps away. We can help you reduce your debt by up to 75% with our easy and rewarding debt relief program. The entire process is done online; there’s no need to leave the comfort of your home.
Begin your path to becoming debt-free by taking the first step.
To know more what you can benefit from our Ontario Debt Relief Program, simply try our Debt Consolidation Calculator below and one of our debt specialists will get in touch with you and provide you the best debt relief option that fits your situation.
No contact details required to find out if you qualify
We will help you reduce as much as 75% of your debts and consolidate it into a single affordable monthly payment. Your creditors will stop harassing you and all interest will freeze if you get into our Ontario Government Debt Relief Program.
Many Ontarians are already benefiting from our Debt Relief Program, YOU should too!
Find out how much you can write off portion of your debts by getting your Free Savings Estimate below. A debt specialist from National Debt Relief Services in Ontario will discuss all options and provide you tailor-fitted Debt Relief Program.
SEE IF YOU QUALIFY TO:
No contact details required to find out if you qualify
A Debt Consolidation is a negotiated debt settlement offer made between you and your creditors with the help of a Debt Relief Agency in Ontario. Some key benefits of Debt Consolidation are interest-free program, no upfront fee required, combined monthly payment into one affordable amount, no lawsuits, and many more.
Yes, your assets are safe from creditors. A licensed debt relief agency in Ontario will help you come up with an offer to your creditors that will make sure your assets will be out of the paper.
No, in fact, this is one of the great advantages of a Debt Consolidation Program. All wage garnishment will stop from the day you filed the proposal.
The effect on your credit score is not going to be severe. Your credit score will most probably go to R7 Rating and will remain in your credit report for another 3 years after you completed the program. This means that it will not be permanent and you will still be able to rebuild your credit score.
This varies depending on the proposal you will be discussing with the help of a certified debt relief agency. It is also worth noting that debt consolidation cannot exceed more than 5 years.
If a debt is shared, you need to file a joint debt consolidation offer to your creditors. However, in most cases, in which the debts are individually incurred will have no impact on your spouse.
After three missed payments, your debt arrangement with creditors will be broken and you will end up getting chased again for the original debt amount plus interest.
A debt consolidation offer can be paid off earlier if you can. In this way, you receive your “Certificate of Completion” sooner and you can immediately start rebuilding your credit score.
National Debt Relief Services Ontariois a certified Canadian Debt Relief Agency that offers FREE CONSULTATION to your debt consolidation needs. We value the trust given to us by our clients by making sure your personal information is confidential and private. Our personalized plans are designed to tailor fit your financial capacity. Our specialists will get in touch with you by simply answering a few questions thru the link provided below.
Proud to support financial literacy education
Get a free savings estimate today. There is no obligation.
Copyright © 2019-2024. NationalDebtRelief.ca. All Rights Reserved
100% Canadian Owned & Operated.
