Free Debt Consolidation
No contact details required to find out if you qualify
It’s no surprise that most Canadians have been using credit cards as a lifeline during this difficult time. By now, your credit card debt might have already piled up and it’s becoming a burden. Here are Canadian credit card debt relief options, plans, and programs that might help.
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If you are experiencing one of the above warning signs, you need to take action now.
Are you experiencing any of these? Start exploring for credit card debt relief as soon as possible to avoid the situation from getting worse. We can help you immediately sort out a credit card debt relief program now. We will assess your situation to guarantee an efficient option to deal with your credit card debt and have successful results.
Making a 5-minute phone call to your bank could save you a few hundreds: even thousands of dollars depending on the amount of credit card debt you have. This means calling your credit card provider to ask for a lower interest rate.
Yes, asking for a lower interest rate usually works. In an article published by CBC, ten mall shoppers were asked to contact their banks to negotiate a lower interest rate and 6 out of 10 were promised by their lenders a lower rate. One of the shoppers successfully cut his rate to half, from 18% to 9%, just by calling his bank.
There’s no big deal about doing this. Don’t be too disappointed if your bank says no to you on your first attempt, but a “no” doesn’t mean “never”. Try fixing your credit score or making your next minimum payments on time and see if it makes a difference.
If your goal this 2021 is to make your debt repayments more manageable and to get debt relief from your creditors, then a Debt Consolidation program is what you need.
A Debt Consolidation is the safest and the only Government-Approved credit card debt relief option in Canada.
By law, collection companies and creditors can no longer contact you for payment once you are under the Debt Consolidation Program. This program will protect you from harassing collection calls and worrying wage garnishment.
One of the fastest ways of paying off your debt is to pay all your old debts without interest. This program will freeze all interests from Creditors the same day the proposal is filed and accepted.
The reason you are taking advantage of this program is probably because you do not have a good credit score. It is not true that this program will hurt your credit score because, this is a credit rebuilding program. Transunion and Equifax will only remove the debt consolidation notes from your credit report 3 years after completion of the program, but that does not mean you cannot start rebuilding your credit score right after you receive your “Certificate of Full Performance”.
If you believe that this is the best option for to better manage your debts, National Debt Relief Services is your go-to-agency. We provide you available debt relief options and help you choose the best debt solution for your current situation.
With National Debt Relief Services, you don’t have to pay an upfront fee. We keep all your personal information private and confidential. By contacting us, you get a personalized debt savings plan from our certified and skilled team of debt specialists.
In addition to these amazing benefits, you will be able to consolidate other types of unsecured debts including Personal Loans, Car Loans, Taxes, CERB, HST, 407, Household Bills, Payday Loans and Student Loan.
We care for your health and safety, stay home and get your free consultation via phone call or zoom.
To know more what you can benefit from our Ontario Debt Relief Program, simply try our Debt Consolidation Calculator below and one of our debt specialists will get in touch with you and provide you the best debt relief option that fits your situation.
No contact details required to find out if you qualify
We will help you reduce as much as 75% of your debts and consolidate it into a single affordable monthly payment. Your creditors will stop harassing you and all interest will freeze if you get into our Ontario Government Debt Relief Program.
Many Ontarians are already benefiting from our Debt Relief Program, YOU should too!
Find out how much you can write off portion of your debts by getting your Free Savings Estimate below. A debt specialist from National Debt Relief Services in Ontario will discuss all options and provide you tailor-fitted Debt Relief Program.
SEE IF YOU QUALIFY TO:
No contact details required to find out if you qualify
A Debt Consolidation is a negotiated debt settlement offer made between you and your creditors with the help of a Debt Relief Agency in Ontario. Some key benefits of Debt Consolidation are interest-free program, no upfront fee required, combined monthly payment into one affordable amount, no lawsuits, and many more.
Yes, your assets are safe from creditors. A licensed debt relief agency in Ontario will help you come up with an offer to your creditors that will make sure your assets will be out of the paper.
No, in fact, this is one of the great advantages of a Debt Consolidation Program. All wage garnishment will stop from the day you filed the proposal.
The effect on your credit score is not going to be severe. Your credit score will most probably go to R7 Rating and will remain in your credit report for another 3 years after you completed the program. This means that it will not be permanent and you will still be able to rebuild your credit score.
This varies depending on the proposal you will be discussing with the help of a certified debt relief agency. It is also worth noting that debt consolidation cannot exceed more than 5 years.
If a debt is shared, you need to file a joint debt consolidation offer to your creditors. However, in most cases, in which the debts are individually incurred will have no impact on your spouse.
After three missed payments, your debt arrangement with creditors will be broken and you will end up getting chased again for the original debt amount plus interest.
A debt consolidation offer can be paid off earlier if you can. In this way, you receive your “Certificate of Completion” sooner and you can immediately start rebuilding your credit score.
National Debt Relief Services Ontariois a certified Canadian Debt Relief Agency that offers FREE CONSULTATION to your debt consolidation needs. We value the trust given to us by our clients by making sure your personal information is confidential and private. Our personalized plans are designed to tailor fit your financial capacity. Our specialists will get in touch with you by simply answering a few questions thru the link provided below.
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*Disclaimer – NationalDebtRelief.ca, is a debt settlement company; not a credit repair or consumer credit counseling company. NDRS doesn’t provide investment, tax or legal advice. NDRS does not provide services or assistance repairing, modifying, improving, or correcting credit entries or credit reporting. NDRS does not assume or pay any debts, receive, hold or control funds belonging to consumers. NDRS’s debt settlement program and advice program is not available in all provinces across Canada. Individual results vary and are dependent on factors such as successful completion of program, creditor cooperation, and ability to save funds by consumer to settle. Read and understand all contract terms and program disclosures before enrolling. Not all clients successfully complete the debt settlement program. We will educate you on how to create a new financial life.