Do You Need to Consolidate Your Debt?

debt consolidation

With the COVID-19 Pandemic ongoing, you don’t need any more stresses other than what the pandemic has created. However, if you are mired in debt that resulted from the pandemic, this can add to the numerous strains you have.  There is a solution for you if you find yourself in this predicament, with the help […]

How Important is the Debt-to-Income Ratio to Canadians?

Due to the effects of the COVID-19 Pandemic, the debt-to-income ratio in Canadian households has been on the rise since 2020. As individuals, the debt-to-income ratio is as important as your credit score as it tells you how affordable your debt repayment is. This ratio will tell you if you are comfortable in repaying your […]

4 Proven Ways to Build Good Credit in Canada

Maintaining a good credit score is vital and one of the most important factors when applying for loans or new credit lines. In this article, you will learn the best and proven ways to improve your credit score. Credit cards can offer many benefits; convenience, flexibility in payments, manage money better if used responsibly, accrue […]

What Happens Before, During, & After a Debt Consolidation Program

Are you struggling to pay what you owe? Is your debt balance not coming down? Do you owe more than $10,000 worth of debts? You must be thinking of taking a debt consolidation program but would like to know what happens before, during, and after. Read on, and this article will explain to you what […]

Top 3 Reasons Why You Should Get a Debt Consolidation Plan

Debt Consolidation is a government-approved program of consolidating your debts into a single monthly payment. National Debt Relief Services is Canada’s trusted debt relief agency that can help create a personalized debt relief program for you based on your current financial situation. Despite many Canadians taking advantage of this amazing program, many still find a […]

CERB Debt Repayment | Important Information You Must Know About

It’s taxation time, Canadians are starting to seek advice, guidance, and solutions on how to manage different types of consumer debts including money owed from the federal and provincial government. CERB debt repayment can be one on your list and the earlier you seek a solution, the better prepared you can be. If you are […]

Top 4 Questions On the Effect of Debt Consolidation to Your Credit Score

We understand that you will be asking a number of questions before you decide to apply for a government-approved debt consolidation program. First on the list would most probably be “whether you can apply for credit or not” during the period of the program. Others also might want to know “will I still be able […]

What Happens to My Tax Refund During a Debt Relief Program?

Tax season is just around the corner; what to do if you are planning to take on a debt consolidation program. Below we are the things you need to know if you are planning to file a debt relief program to get rid of debt but worried about your Tax Refund. Before April, Canadians will […]

How to Deal with Debt If You Have a Bad Credit

Getting out of debt with a bad credit may seem like impossible thing to do, but really doable. Help is available without having to resort to getting a bigger loan with even higher interest rates to cover all other existing smaller loans. We are an experienced debt relief agency that can help you get out […]

Can’t Pay Over $10,000 Worth of Debt, Am I Judgement Proof?

Having too much debt is the same as having an illness; the more you disregard it – the worse it becomes. However, having too much debt did not happen over time; it was accumulated by not paying on time or by not paying at all. A person’s immunity against debt can vary from one to […]