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Free Debt Consolidation
No contact details required to find out if you qualify
Before you dive in and start the process of this program, it’s a good idea to learn how debt consolidation works so you understand how it will benefit you financially. The issue is that there is simply too much noise surrounding this topic. So we figured we’d cut through some of the nonsense for you and unpack everything that is important, for your convenience.
Know more about us and what we can do by clicking on the button below…
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Consider a debt consolidation loan ONLY if your current debt has surpassed the $10,000 mark. This is one option to simplify your debt repayment.
In Canada, debt consolidation is a great option when dealing with unsecured debt. There is an automatic stay of proceedings once you file, giving you legal protection from creditors and debt collectors.
Debt consolidation allows you to keep your assets while your unsecured creditors agree to accept a lower payment of your entire debt. This means it will be easier for you to pay off your debts and be debt-free.
You may have a harder time establishing new credit if your accounts have been submitted to a collection agency. If you believe that you are in trouble with your debt, a debt consolidation program might be a good option.
All your unsecured creditors should agree to your debt consolidation proposal. Speak to us and we will make sure that we create a debt consolidation that will work for you and your creditors can agree to.
Once the debt consolidation takes effect, it will be noted on your credit report and your credit score will fall into R7 rating.
This will remain in your credit report during the duration of the program and for another 3 years after you completed the debt consolidation program.
It will serve as a credit rebuilding program as you will have a higher chance to rebuild your credit after you have successfully completed paying off the debt included in the debt consolidation.
To know more what you can benefit from our Ontario Debt Relief Program, simply try our Debt Consolidation Calculator below and one of our debt specialists will get in touch with you and provide you the best debt relief option that fits your situation.
No contact details required to find out if you qualify
We will help you reduce as much as 75% of your debts and consolidate it into a single affordable monthly payment. Your creditors will stop harassing you and all interest will freeze if you get into our Ontario Government Debt Relief Program.
Many Ontarians are already benefiting from our Debt Relief Program, YOU should too!
Find out how much you can write off portion of your debts by getting your Free Savings Estimate below. A debt specialist from National Debt Relief Services in Ontario will discuss all options and provide you tailor-fitted Debt Relief Program.
SEE IF YOU QUALIFY TO:
No contact details required to find out if you qualify
A Debt Consolidation is a negotiated debt settlement offer made between you and your creditors with the help of a Debt Relief Agency in Ontario. Some key benefits of Debt Consolidation are interest-free program, no upfront fee required, combined monthly payment into one affordable amount, no lawsuits, and many more.
Yes, your assets are safe from creditors. A licensed debt relief agency in Ontario will help you come up with an offer to your creditors that will make sure your assets will be out of the paper.
No, in fact, this is one of the great advantages of a Debt Consolidation Program. All wage garnishment will stop from the day you filed the proposal.
The effect on your credit score is not going to be severe. Your credit score will most probably go to R7 Rating and will remain in your credit report for another 3 years after you completed the program. This means that it will not be permanent and you will still be able to rebuild your credit score.
This varies depending on the proposal you will be discussing with the help of a certified debt relief agency. It is also worth noting that debt consolidation cannot exceed more than 5 years.
If a debt is shared, you need to file a joint debt consolidation offer to your creditors. However, in most cases, in which the debts are individually incurred will have no impact on your spouse.
After three missed payments, your debt arrangement with creditors will be broken and you will end up getting chased again for the original debt amount plus interest.
A debt consolidation offer can be paid off earlier if you can. In this way, you receive your “Certificate of Completion” sooner and you can immediately start rebuilding your credit score.
National Debt Relief Services Ontariois a certified Canadian Debt Relief Agency that offers FREE CONSULTATION to your debt consolidation needs. We value the trust given to us by our clients by making sure your personal information is confidential and private. Our personalized plans are designed to tailor fit your financial capacity. Our specialists will get in touch with you by simply answering a few questions thru the link provided below.
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