100+ Canadians Choose Us Weekly – 1000+ All 5-Star Reviews – Read real stories here
Menu
Click here to read reviews please
100+ Canadians Choose Us Weekly – 1000+ All 5-Star Reviews – Read real stories here
Free Debt Consolidation
No contact details required to find out if you qualify
The importance of debt counselling services in Canada has increased nowadays. Solving financial problems have become a challenge for many Canadians, not because of the amount of debt or type of debt but the kind of assistance that confuses them.
If you want to take action about your debt, you need to seek the help of a debt counselling agency. There are for-profit and nonprofit agencies that offer debt counselling to help you manage your debt and become equipped with financial knowledge to combat it.
Know more about us and what we can do by clicking on the button below…
1 day 3 days 3 days 8 days 7 days 6 days 12 days 9 days 3 days 6 days 1 day 4 days 2 days 1 day 7 days 5 days 8 days 6 days 12 days 16 days 5 days 8 days 2 days 7 days ago in debt in
Some people do not prefer to tackle their debt with anyone else and deal with their debt on their own, but those who are experiencing severe financial stress might want to embrace assistance and would willingly do whatever they can to get out of this difficult situation fast.
This is a process in Canada with the aim to help individuals get out of debt. A debt counselling service is focused mainly on the following:
First, after choosing which agency or company to help you with your debt, you will then meet with a debt counsellor. The role of a debt counsellor is to understand your situation and to find out what proper help you need with your debts.
They will ask you personal questions about your life, finances, and income. Know that this is a normal procedure for them to fully understand your situation and to assess what is causing your debt problem. This conversation and communication are highly confidential and secured so you don’t need to worry about providing your personal details.
You will have to divulge information such as your sources of income, how much debt you owe, what type of debts do you have, your assets, your financial goals, and your habits. These details will be helpful helpful for them to be able to provide you the best debt solutions and advise you on what steps you need to take next.
Your debt counsellor will then present you with an action plan, or help you create a debt management plan that you will have to implement. Throughout the program, you will be in constant contact with your debt counsellor to make sure that things are on track.
This is not the same for every individual. It all depends on the amount of debt and the person’s capacity of repaying the debt. Everyone’s debt is different, everyone’s financial situation is also different. This makes it challenging to estimate how long this program will take for your debts to disappear or be paid off.
The best thing to do is to be open-minded to all possibilities and hiccups along the road. This way you are setting an expectation for yourself and to not expect something that might give you more feeling of being distressed.
Do not compare yourselves with others you know who have taken the same debt counselling services. But rather use that as a guideline or use them to determine whether a debt counselling service is a right option for you to eliminate your debt.
If you are looking to put an end to your debt, you need to talk to us. We help thousands of Canadians eliminate debt for good. If you have more than $10,000 worth of debt from Credit Cards, Personal Loans, Car Loans, Taxes, HST, CERB, 407, Household Bills, Payday Loan, and Student Loan, you need to know about this Government-Approved Debt Relief Options.
We can help create a personalized debt savings plan that will eliminate 50%-75% of your debt.
Let us help you, use our Free Debt Savings Calculator and one of our debt consultants will contact you to discuss your debt relief options. Start a debt-free life by taking advantage of this Free Consultation.
We will donate $1 for every 15-minute consultation; this is our way of giving back to the community.
We value your health that is why this can all be done in the safety of your home (via Phone Call or Zoom). Even if you don’t use our service, you’ll get to know more about the benefits of this government-approved debt forgiveness program.
All communication is secured, private, and confidential.
Free, personalized debt relief plans.
Zero upfront fees until the debt is resolved.
We have a professional and friendly team of debt specialists.
To know more what you can benefit from our Ontario Debt Relief Program, simply try our Debt Consolidation Calculator below and one of our debt specialists will get in touch with you and provide you the best debt relief option that fits your situation.
No contact details required to find out if you qualify
We will help you reduce as much as 75% of your debts and consolidate it into a single affordable monthly payment. Your creditors will stop harassing you and all interest will freeze if you get into our Ontario Government Debt Relief Program.
Many Ontarians are already benefiting from our Debt Relief Program, YOU should too!
Find out how much you can write off portion of your debts by getting your Free Savings Estimate below. A debt specialist from National Debt Relief Services in Ontario will discuss all options and provide you tailor-fitted Debt Relief Program.
SEE IF YOU QUALIFY TO:
No contact details required to find out if you qualify
A Debt Consolidation is a negotiated debt settlement offer made between you and your creditors with the help of a Debt Relief Agency in Ontario. Some key benefits of Debt Consolidation are interest-free program, no upfront fee required, combined monthly payment into one affordable amount, no lawsuits, and many more.
Yes, your assets are safe from creditors. A licensed debt relief agency in Ontario will help you come up with an offer to your creditors that will make sure your assets will be out of the paper.
No, in fact, this is one of the great advantages of a Debt Consolidation Program. All wage garnishment will stop from the day you filed the proposal.
The effect on your credit score is not going to be severe. Your credit score will most probably go to R7 Rating and will remain in your credit report for another 3 years after you completed the program. This means that it will not be permanent and you will still be able to rebuild your credit score.
This varies depending on the proposal you will be discussing with the help of a certified debt relief agency. It is also worth noting that debt consolidation cannot exceed more than 5 years.
If a debt is shared, you need to file a joint debt consolidation offer to your creditors. However, in most cases, in which the debts are individually incurred will have no impact on your spouse.
After three missed payments, your debt arrangement with creditors will be broken and you will end up getting chased again for the original debt amount plus interest.
A debt consolidation offer can be paid off earlier if you can. In this way, you receive your “Certificate of Completion” sooner and you can immediately start rebuilding your credit score.
National Debt Relief Services Ontariois a certified Canadian Debt Relief Agency that offers FREE CONSULTATION to your debt consolidation needs. We value the trust given to us by our clients by making sure your personal information is confidential and private. Our personalized plans are designed to tailor fit your financial capacity. Our specialists will get in touch with you by simply answering a few questions thru the link provided below.
Proud to support financial literacy education
Get a free savings estimate today. There is no obligation.
Copyright © 2019-2024. NationalDebtRelief.ca. All Rights Reserved
100% Canadian Owned & Operated.
