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Debt Relief Canada | Importance of Dealing with the Right Debt Specialist

Debt specialists are trained individuals who help Canadians interested in pursuing a debt consolidation program as their debt relief option. Debt Consolidation is the process of eliminating a portion of the debt (usually by up to 75%) and paying only a portion of what is originally owed.

Know more about us and what we can do by clicking on the button below…

You're not alone

Helped with $ 27,000 $ 41,500 $ 35,000 $ 17,000 $ 23,500 $ 46,340 $ 21,000 $ 35,000 $ 26,700 $ 65,500 $ 57,400 $ 17,500 $ 75,500 $ 63,000 $ 35,000 $ 18,500 $ 55,000 $ 85,500 $ 43,000 $ 29,500 $ 27,800 $ 41,200 $ 35,800 $ 85,000 in debt

1 day 3 days 3 days 8 days 7 days 6 days 12 days 9 days 3 days 6 days 1 day 4 days 2 days 1 day 7 days 5 days 8 days 6 days 12 days 16 days 5 days 8 days 2 days 7 days ago in debt in

Orillia Huntsville Peterborough Toronto Brampton Kitchener Mississauga Hamilton Belleville Kingston Cornwall Oshawa Ajax St. Catharines London Sarnia Windsor Sault Ste. Marie Elliot Lake Sudbury North Bay Timmins Thunder Bay Ottawa

A successful debt consolidation program occurs when debtors complete the duration of the program and become debt-free. Negotiating with your creditors is critical in creating an efficient debt consolidation program that is why choosing the right debt specialist to help you deal with unsecured debt is important.

Debt Specialist

What Debt Specialists Can Offer You

When choosing a debt specialist, it is also important to know that you are dealing with a legitimate debt relief agency like National Debt Relief Services. Our super friendly and professional debt specialists will help you create an efficient debt relief program that can eliminate up to 75% of your debt.

There are pros and cons in taking a debt consolidation, it is essential that you understand fully the details of your plan. Our debt specialists will help assess your financial condition to understand what your pain points are and how they can be resolved.

Creating a good relationship with our clients is one of our top priorities to make sure our clients are comfortable when communicating about their debt and their financial situation. Our debt specialists will negotiate a deal with your creditors on your behalf.

debt consolidation program

Reasons to Work with an Expert Debt Specialist

Do-it-yourself consolidation is possible and it’s often done by Canadians who are already financially capable. Whether you want to consolidate credit card debt or personal loans, you may be able to do it alone.

However, there are certain reasons that you should consider before deciding to do a debt consolidation solo.

  1. Excessive amount of debt and it feels overwhelming to handle it alone.
  2. Complicated and multiple types of debt such as Credit Cards, Personal Loans, Car Loans, Taxes, CERB, HST, 407, Household Bills, Payday Loans, and Student loans.
  3. Low credit score which makes it difficult for you to take on a new loan to consolidate other loans.

Why Choose Debt Specialist at National Debt Relief Services

When you decide to work with us – we’ll first work with you to get a complete understanding of your goals and what is hindering you to achieve that.

If your goal is to become debt-free in the next 3 years, we will do a complete assessment of the following:

  • Your income
  • Your debts
  • Your expenses
  • Your savings

By doing this we’ll be able to provide you with a realistic resolution and help us deal with your creditors effectively on your behalf. We have built a good relationship with major creditors over the past years. This helps us get you a better deal than any other debt relief agency.

Expert Debt Specialist

#1 Experience

We have helped thousands of Canadians deal with overwhelming debt. Over the past years, we have built a strong relationship with creditors that makes us a best choice.

#2 No Upfront Fees

You have the opportunity to know more information about this amazing program by taking advantage of our free consultation. We don’t charge upfront fees; you only pay us if we can help you save money.

#3 We Give Back to the Community

For every 15-minute consultation, we donate $1 to Sick Kids in Ontario. This is our way of giving back to the community and showing our token of support to people who are most in need especially in these trying times.

#4 Trusted Name in Debt Relief

Our program has helped thousands of Canadians; you’ll be able to learn about our client’s experience with our service by checking out our Google Reviews. We are the best in Ontario and we are continuously helping hundreds of Canadians every day experience real debt relief.

National Debt Relief Services

#5 Personalized Help

We understand that every debt problem is unique. We will help you create a personalized debt relief program that works for you. Give us 30-45 minutes of your time and you will get complete information about our debt consolidation program.

Get a personalized debt relief and saving plan now. No need to wait. No upfront fees. No Obligation. Our Debt Specialists are available 24/7 for all your concerns or questions. 

Our Clients 5-Star Reviews

Jennifer Chenier
Jennifer Chenier
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I was lost ... single mom... off due to Covid for 3 months .. did what it took to pay bills and look after my kids... and left with nothing but a tonne of debt I could not keep up with 😢. And then ....I met Connie.. Connie gave me my life back. The entire experience was like talking to my mother. She was full of compassion and knowledge and took me under her wing for this entire process. She turned tears into smiles and hope . She reassured me.. and made me feel like it was Going to be ok. I can’t thank her and the team (Paul) enough for helping me through this . I highly recommend National Debt Services to anyone looking for help with their debt . Start living again ❤️. Thanks Connie Jen
Katherina Preston
Katherina Preston
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"So glad I finally had the courage to make the call" Suma was amazing.. she guided me through my options and got the answers to all my questions. By the end of our very first phone conversation I had hope again...finally...no more sleepless nights worrying my debt ....Thank you National Debt Relief Services
Chris V
Chris V
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I would just like to thank Suma for really making feel comfortable throughout this entire process. Everyone tells you to watch out for gimmicks, quick fixes, and everything else that comes with Debt. Ive had other companies who had made promises and under delivered. However Suma and her team are quick to provide the right answers and guide everyone in a way towards better credit. She has made it seamless with great communication and availability. I have personally referred her to several of my closest friends and i would recommend her to anyone else looking for consolidation.
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Top 5 Key Benefits of our Ontario Debt Relief Program:

To know more what you can benefit from our Ontario Debt Relief Program, simply try our Debt Consolidation Calculator below and one of our debt specialists will get in touch with you and provide you the best debt relief option that fits your situation.

Do you want to experience Peace of Mind from all of these?

  • Credit Card Debts
  • Personal Loans
  • Car Loans
  • Taxes
  • HST
  • 407
  • Household Bills
  • Payday Loans
  • Student Loan
  • and more…

Talk to us! We will help you get out of debt.

We will help you reduce as much as 75% of your debts and consolidate it into a single affordable monthly payment. Your creditors will stop harassing you and all interest will freeze if you get into our Ontario Government Debt Relief Program.

Many Ontarians are already benefiting from our Debt Relief Program, YOU should too!

Find out how much you can write off portion of your debts by getting your Free Savings Estimate below. A debt specialist from National Debt Relief Services in Ontario will discuss all options and provide you tailor-fitted Debt Relief Program.

We will help you compare
the options and savings of all formal debt relief programs available to you.

SEE IF YOU QUALIFY TO:

No contact details required to find out if you qualify

Frequently Asked Questions

A Debt Consolidation is a negotiated debt settlement offer made between you and your creditors with the help of a Debt Relief Agency in Ontario. Some key benefits of Debt Consolidation are interest-free program, no upfront fee required, combined monthly payment into one affordable amount, no lawsuits, and many more.

Yes, your assets are safe from creditors. A licensed debt relief agency in Ontario will help you come up with an offer to your creditors that will make sure your assets will be out of the paper.

No, in fact, this is one of the great advantages of a Debt Consolidation Program. All wage garnishment will stop from the day you filed the proposal.

The effect on your credit score is not going to be severe. Your credit score will most probably go to R7 Rating and will remain in your credit report for another 3 years after you completed the program. This means that it will not be permanent and you will still be able to rebuild your credit score.

 

This varies depending on the proposal you will be discussing with the help of a certified debt relief agency. It is also worth noting that debt consolidation cannot exceed more than 5 years.

If a debt is shared, you need to file a joint debt consolidation offer to your creditors. However, in most cases, in which the debts are individually incurred will have no impact on your spouse.

After three missed payments, your debt arrangement with creditors will be broken and you will end up getting chased again for the original debt amount plus interest.

A debt consolidation offer can be paid off earlier if you can. In this way, you receive your “Certificate of Completion” sooner and you can immediately start rebuilding your credit score. 

National Debt Relief Services Ontariois a certified Canadian Debt Relief Agency that offers FREE CONSULTATION to your debt consolidation needs. We value the trust given to us by our clients by making sure your personal information is confidential and private. Our personalized plans are designed to tailor fit your financial capacity. Our specialists will get in touch with you by simply answering a few questions thru the link provided below.

Why Trust National Debt Relief Services?

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