100+ Canadians Choose Us Weekly – 1000+ All 5-Star Reviews – Read real stories here

Learn how to reduce your debt by 50-80% within 5-7 days

Free Debt Consolidation

No contact details required to find out if you qualify

Free Savings Estimate

Get Started

How it Works

Know More

Debt Relief Options

See Your Options

Factors to Consider When Choosing a Reliable Debt Relief Service Provider

For many Canadians, having debt may be a frustrating and debilitating burden. Your general well-being as well as your credit score and financial security may be impacted. For help controlling their bills, a lot of people turn to debt relief service providers. Unfortunately, it might be difficult to discover a reputable and trustworthy service given a large number of businesses in existence. In this article, we will go through the aspects to consider while selecting a debt relief program service provider in Canada.

Know more about us and what we can do by clicking on the button below…

You're not alone

Helped with $ 27,000 $ 41,500 $ 35,000 $ 17,000 $ 23,500 $ 46,340 $ 21,000 $ 35,000 $ 26,700 $ 65,500 $ 57,400 $ 17,500 $ 75,500 $ 63,000 $ 35,000 $ 18,500 $ 55,000 $ 85,500 $ 43,000 $ 29,500 $ 27,800 $ 41,200 $ 35,800 $ 85,000 in debt

1 day 3 days 3 days 8 days 7 days 6 days 12 days 9 days 3 days 6 days 1 day 4 days 2 days 1 day 7 days 5 days 8 days 6 days 12 days 16 days 5 days 8 days 2 days 7 days ago in debt in

Orillia Huntsville Peterborough Toronto Brampton Kitchener Mississauga Hamilton Belleville Kingston Cornwall Oshawa Ajax St. Catharines London Sarnia Windsor Sault Ste. Marie Elliot Lake Sudbury North Bay Timmins Thunder Bay Ottawa

◉ Services Offered

  • When choosing a debt relief service provider, the scope of services they provide should be taken into account first.
  • A company that offers a range of debt relief options, like debt consolidation, debt settlement, and consumer proposals, is what you should be looking for.
  • A business that offers a variety of services might give you additional possibilities to select from depending on your particular financial position.
  • The provision of individualized solutions by the company must also be taken into account.
  • As there is no one-size-fits-all approach to debt relief, a reputable service will collaborate with you to create a unique strategy that satisfies your requirements.

 

◉ Reputation

  • The reputation of the debt relief service provider is critical.
  • Choose a company that has a track record of assisting clients in reducing debt and financial improvement. By reading google reviews from former customers and looking up their ratings on credible sources, you may learn more about the company’s reputation.
  • Moreover, seek a company that is open and honest about its costs and expenses.
  • A trustworthy service provider will disclose all rates for their services, including any additional charges that could be unstated.

 

◉ Accreditations and Certifications

  • The accreditations and certifications of the debt relief service provider should also be taken into account.
  • Search for a company that has earned the accreditation of recognized organizations like the National Foundation for Credit Counseling or the Canadian Association of Credit Counseling Services.
  • By becoming accredited, a provider may demonstrate that they uphold moral principles and deliver services of the highest quality. Moreover, it guarantees that the service provider has the skills and background needed to help you manage your debts.

 

◉ Experience

  • Another important element to consider when selecting a debt relief program service provider in Canada is experience.
  • Choose a company that has been around for a while and has a track record of effectively assisting clients in paying off their debts.
  • A more knowledgeable provider will be more familiar with the laws and regulations that regulate the Canadian debt relief industry.
  • Moreover, they will be able to leverage their existing connections with creditors and lenders when negotiating debt settlements or repayment plans.

 

◉ Customer Service

  • When selecting a source of debt relief services, customer service is a crucial factor to consider.
  • You want to collaborate with a company that is accommodating and aware of your demands. Seek a company that has a specially trained customer service team or a team of competent Debt Specialists that is accessible to answer your inquiries and resolve any problems you may have.
  • A trustworthy service provider will also feature easy-to-use contact methods, such as phone, email, and live chat assistance.
  • They ought to be open and honest about their offerings, costs, and the status of your debt relief plan.

 

◉ Privacy and Security

  • While looking for debt relief, it’s essential that you collaborate with a company that respects your privacy and security.
  • Search for a company that employs effective data security methods, such as encryption and safe data storage of your personal and financial information.
  • To confirm that they adhere to Canadian privacy laws and regulations, you may also check the provider’s privacy policy.

 

◉ Regain Financial Control Right Now

  • Don’t suffer in quiet if the debt has you feeling helpless. You may take back control of your money and lessen your debt load with the assistance of National Debt Relief.
  • Consider the breadth of services offered, look into the company’s reputation, check for accreditations and certifications, place an emphasis on experience, pay attention to customer service, and make sure your privacy and security are maintained when selecting a supplier of debt relief services.

 

Our Clients 5-Star Reviews

Jennifer Chenier
Jennifer Chenier
Read More
I was lost ... single mom... off due to Covid for 3 months .. did what it took to pay bills and look after my kids... and left with nothing but a tonne of debt I could not keep up with 😢. And then ....I met Connie.. Connie gave me my life back. The entire experience was like talking to my mother. She was full of compassion and knowledge and took me under her wing for this entire process. She turned tears into smiles and hope . She reassured me.. and made me feel like it was Going to be ok. I can’t thank her and the team (Paul) enough for helping me through this . I highly recommend National Debt Services to anyone looking for help with their debt . Start living again ❤️. Thanks Connie Jen
Katherina Preston
Katherina Preston
Read More
"So glad I finally had the courage to make the call" Suma was amazing.. she guided me through my options and got the answers to all my questions. By the end of our very first phone conversation I had hope again...finally...no more sleepless nights worrying my debt ....Thank you National Debt Relief Services
Chris V
Chris V
Read More
I would just like to thank Suma for really making feel comfortable throughout this entire process. Everyone tells you to watch out for gimmicks, quick fixes, and everything else that comes with Debt. Ive had other companies who had made promises and under delivered. However Suma and her team are quick to provide the right answers and guide everyone in a way towards better credit. She has made it seamless with great communication and availability. I have personally referred her to several of my closest friends and i would recommend her to anyone else looking for consolidation.
Previous
Next

Top 5 Key Benefits of our Ontario Debt Relief Program:

To know more what you can benefit from our Ontario Debt Relief Program, simply try our Debt Consolidation Calculator below and one of our debt specialists will get in touch with you and provide you the best debt relief option that fits your situation.

Do you want to experience Peace of Mind from all of these?

  • Credit Card Debts
  • Personal Loans
  • Car Loans
  • Taxes
  • HST
  • 407
  • Household Bills
  • Payday Loans
  • Student Loan
  • and more…

Talk to us! We will help you get out of debt.

We will help you reduce as much as 75% of your debts and consolidate it into a single affordable monthly payment. Your creditors will stop harassing you and all interest will freeze if you get into our Ontario Government Debt Relief Program.

Many Ontarians are already benefiting from our Debt Relief Program, YOU should too!

Find out how much you can write off portion of your debts by getting your Free Savings Estimate below. A debt specialist from National Debt Relief Services in Ontario will discuss all options and provide you tailor-fitted Debt Relief Program.

We will help you compare
the options and savings of all formal debt relief programs available to you.

SEE IF YOU QUALIFY TO:

No contact details required to find out if you qualify

Frequently Asked Questions

A Debt Consolidation is a negotiated debt settlement offer made between you and your creditors with the help of a Debt Relief Agency in Ontario. Some key benefits of Debt Consolidation are interest-free program, no upfront fee required, combined monthly payment into one affordable amount, no lawsuits, and many more.

Yes, your assets are safe from creditors. A licensed debt relief agency in Ontario will help you come up with an offer to your creditors that will make sure your assets will be out of the paper.

No, in fact, this is one of the great advantages of a Debt Consolidation Program. All wage garnishment will stop from the day you filed the proposal.

The effect on your credit score is not going to be severe. Your credit score will most probably go to R7 Rating and will remain in your credit report for another 3 years after you completed the program. This means that it will not be permanent and you will still be able to rebuild your credit score.

 

This varies depending on the proposal you will be discussing with the help of a certified debt relief agency. It is also worth noting that debt consolidation cannot exceed more than 5 years.

If a debt is shared, you need to file a joint debt consolidation offer to your creditors. However, in most cases, in which the debts are individually incurred will have no impact on your spouse.

After three missed payments, your debt arrangement with creditors will be broken and you will end up getting chased again for the original debt amount plus interest.

A debt consolidation offer can be paid off earlier if you can. In this way, you receive your “Certificate of Completion” sooner and you can immediately start rebuilding your credit score. 

National Debt Relief Services Ontariois a certified Canadian Debt Relief Agency that offers FREE CONSULTATION to your debt consolidation needs. We value the trust given to us by our clients by making sure your personal information is confidential and private. Our personalized plans are designed to tailor fit your financial capacity. Our specialists will get in touch with you by simply answering a few questions thru the link provided below.

Why Trust National Debt Relief Services?

Debt relief program's accreditation logos
Council for Economic Education

Proud to support financial literacy education

See What Our Customers Have To Say

We Help Over 200+ Ontario Clients Per Day

We're here to help you consolidate your debt.

Get a free savings estimate today. There is no obligation.