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Guide How To Stop CRA Debt In Canada

Canada Revenue Agency (CRA) is a strong and powerful government agency that administers taxes in Canadian provinces and territories. The power that CRA has to execute debt collection is intimidating, it includes freezing of bank accountswage garnishments, and worst – taking possession of your assets.

While this can sound alarming if you have huge tax or CRA debt (including CERB), there is a way to deal with it. We will go over the ways of dealing with it and how to stop CRA debt in Canada.

Know more about us and what we can do by clicking on the button below…

You're not alone

Helped with $ 27,000 $ 41,500 $ 35,000 $ 17,000 $ 23,500 $ 46,340 $ 21,000 $ 35,000 $ 26,700 $ 65,500 $ 57,400 $ 17,500 $ 75,500 $ 63,000 $ 35,000 $ 18,500 $ 55,000 $ 85,500 $ 43,000 $ 29,500 $ 27,800 $ 41,200 $ 35,800 $ 85,000 in debt

1 day 3 days 3 days 8 days 7 days 6 days 12 days 9 days 3 days 6 days 1 day 4 days 2 days 1 day 7 days 5 days 8 days 6 days 12 days 16 days 5 days 8 days 2 days 7 days ago in debt in

Orillia Huntsville Peterborough Toronto Brampton Kitchener Mississauga Hamilton Belleville Kingston Cornwall Oshawa Ajax St. Catharines London Sarnia Windsor Sault Ste. Marie Elliot Lake Sudbury North Bay Timmins Thunder Bay Ottawa

How CRA Perform Debt Collection

Having debt from CRA is totally different from having debt from other financial institutions. CRA has the power to perform aggressive debt collection in Canada.

CRA has been known to have a very aggressive debt collections department. The longer you keep your CRA debt unpaid, the nastier your situation will be.

Other creditors might consider lowering your interest or reducing your debt amount to lessen the risk of you going on default, but CRA is empowered by federal laws to collect on your debt. It will collect differently compared to your creditors; they will not accept less than what is owed.

CRA debt Canada

CRA agents are well-aware of how powerful the agency is and utilize this to influence how they negotiate and deal with debtors. Most people who are contacted by CRA agents would just agree to the payment plans to avoid wage garnishments, freezing of bank accounts, and seizing of assets. Unfortunately, this results in most people falling more in debt especially when they fail to honor the terms CRA has stipulated.

When it comes to negotiating a payment plan to pay off your debt with CRA, it’s best to have a trusted organization like us to help you get the support you need and the debt relief options that you deserve.

You don’t need to leave your home to talk to us. Simply click on the below button to get your free consultation via zoom or phone call.

Our team is composed of expert debt specialists who are knowledgeable in dealing with debts and have already established a strong relationship with most creditors therefore we know exactly what they want and how to negotiate on your behalf.

Dealing with CRA Debt Collections

Now that you are experiencing debt collection from CRA, it is smart to make your move immediately and take necessary precautions not just wait for them to keep on contacting you. Below are steps you can take to be one step ahead and find the best way to stop CRA debt in Canada.

CRA Debt Collections

1. Know your situation

Understand what your current financial status is. This includes knowing how much you owe from the Canada Revenue Agency by getting in touch with a bookkeeper or an accountant. You may also access this information on your own by logging in to your account on the CRA website.

You can also review your past tax returns and ensure that any possible tax deductions are applied if any. This will help lower your debt significantly. There is also an option to request to waive some penalties or interest charges, if eligible, through Taxpayer Relief Provisions.

2. Be aware of Consequences

  • They can charge you more penalties and interests on your due balances.
  • If you are not up to date in filing tax returns, CRA may perform an arbitrary assessment for your income tax liability.
  • CRA has the power to withhold government benefits such as Pension, GST Credits, and tax refunds until the debt is settled.
  • CRA can garnish your payroll account and/or paycheck directly from your employer without a court order.

3. Get a Debt Consolidation & Stop CRA Debt

To protect yourself against the threat of a CRA collection, debt consolidation can help and easily stop all uncomfortable situations that CRA can bring into your daily life. Debt Consolidation is a government-approved debt relief program that merges debts including CRA Debt or Taxes, CERB, Credit Cards, Personal Loans, Car Loans, HST, 407, Household Bills, Payday Loans, and Student Loan.

A debt consolidation program in Canada can help reduce 50%-75% of your debt depending on the negotiation with your creditors, your financial situation, and the debt relief company you are working with. As Canada’s trusted partner in debt relief, we make sure that our clients get a deal that is affordable and sustainable so that your debt-free journey is safe and painless.

With the consolidation program, we stop the following CRA actions:

  • Wage Garnishment
  • Harassing Collection Calls
  • Property or asset seizure
  • Freezing bank accounts

Additionally, your debt interests will stop; making your debt repayments easier and more affordable. If you are in a huge debt and is behind on your debt payments, you probably have a bad credit score. Our debt consolidation can serve as a credit rebuilding program to help you get a fresh start after completing this government-approved debt relief.

Click below to get a free consultation, no obligation, no commitments and no risks. Stay home, we can discuss your options via phone call or zoom.

Our Clients 5-Star Reviews

Jonathan Cadorin
Jonathan Cadorin
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“I would just like to thank Caroline for all her help through the whole process. Always available and ready to answer any questions or handle any concerns I may have had. With her help and the help of this program I am able to make much easier payments towards my debt.”
Marika Wright
Marika Wright
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“Suma was very helpful, informative and responsive. She made me feel very comfortable!”
Chris V
Chris V
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I would just like to thank Suma for really making feel comfortable throughout this entire process. Everyone tells you to watch out for gimmicks, quick fixes, and everything else that comes with Debt. Ive had other companies who had made promises and under delivered. However Suma and her team are quick to provide the right answers and guide everyone in a way towards better credit. She has made it seamless with great communication and availability. I have personally referred her to several of my closest friends and i would recommend her to anyone else looking for consolidation.
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Top 5 Key Benefits of our Ontario Debt Relief Program:

To know more what you can benefit from our Ontario Debt Relief Program, simply try our Debt Consolidation Calculator below and one of our debt specialists will get in touch with you and provide you the best debt relief option that fits your situation.

Do you want to experience Peace of Mind from all of these?

  • Credit Card Debts
  • Personal Loans
  • Car Loans
  • Taxes
  • HST
  • 407
  • Household Bills
  • Payday Loans
  • Student Loan
  • and more…

Talk to us! We will help you get out of debt.

We will help you reduce as much as 75% of your debts and consolidate it into a single affordable monthly payment. Your creditors will stop harassing you and all interest will freeze if you get into our Ontario Government Debt Relief Program.

Many Ontarians are already benefiting from our Debt Relief Program, YOU should too!

Find out how much you can write off portion of your debts by getting your Free Savings Estimate below. A debt specialist from National Debt Relief Services in Ontario will discuss all options and provide you tailor-fitted Debt Relief Program.

We will help you compare
the options and savings of all formal debt relief programs available to you.

SEE IF YOU QUALIFY TO:

No contact details required to find out if you qualify

Frequently Asked Questions

A Debt Consolidation is a negotiated debt settlement offer made between you and your creditors with the help of a Debt Relief Agency in Ontario. Some key benefits of Debt Consolidation are interest-free program, no upfront fee required, combined monthly payment into one affordable amount, no lawsuits, and many more.

Yes, your assets are safe from creditors. A licensed debt relief agency in Ontario will help you come up with an offer to your creditors that will make sure your assets will be out of the paper.

No, in fact, this is one of the great advantages of a Debt Consolidation Program. All wage garnishment will stop from the day you filed the proposal.

The effect on your credit score is not going to be severe. Your credit score will most probably go to R7 Rating and will remain in your credit report for another 3 years after you completed the program. This means that it will not be permanent and you will still be able to rebuild your credit score.

 

This varies depending on the proposal you will be discussing with the help of a certified debt relief agency. It is also worth noting that debt consolidation cannot exceed more than 5 years.

If a debt is shared, you need to file a joint debt consolidation offer to your creditors. However, in most cases, in which the debts are individually incurred will have no impact on your spouse.

After three missed payments, your debt arrangement with creditors will be broken and you will end up getting chased again for the original debt amount plus interest.

A debt consolidation offer can be paid off earlier if you can. In this way, you receive your “Certificate of Completion” sooner and you can immediately start rebuilding your credit score. 

National Debt Relief Services Ontariois a certified Canadian Debt Relief Agency that offers FREE CONSULTATION to your debt consolidation needs. We value the trust given to us by our clients by making sure your personal information is confidential and private. Our personalized plans are designed to tailor fit your financial capacity. Our specialists will get in touch with you by simply answering a few questions thru the link provided below.

Why Trust National Debt Relief Services?

Debt relief program's accreditation logos
Council for Economic Education

Proud to support financial literacy education

See What Our Customers Have To Say

We Help Over 200+ Ontario Clients Per Day

We're here to help you consolidate your debt.

Get a free savings estimate today. There is no obligation.

Learn how to reduce your debt by 50-80% within 5-7 days

Free Debt Consolidation

No contact details required to find out if you qualify

Free Savings Estimate

Get Started

How it Works

Know More

Debt Relief Options

See Your Options

Ontario Government-Approved Debt Relief Program Your Ultimate Hack to a Debt-Free Future!

If you are living in Ontario and suffering from debt problems, you need to know this information now.

We helped thousands of Ontarians reduced their debts up to 75% with our personalized Debt Relief Program approved by the Ontario Government to help citizens get out of debt fast and in a secured way.

Know more about us and what we can do by clicking on the button below…

You're not alone

Helped with $ 27,000 $ 41,500 $ 35,000 $ 17,000 $ 23,500 $ 46,340 $ 21,000 $ 35,000 $ 26,700 $ 65,500 $ 57,400 $ 17,500 $ 75,500 $ 63,000 $ 35,000 $ 18,500 $ 55,000 $ 85,500 $ 43,000 $ 29,500 $ 27,800 $ 41,200 $ 35,800 $ 85,000 in debt

1 day 3 days 3 days 8 days 7 days 6 days 12 days 9 days 3 days 6 days 1 day 4 days 2 days 1 day 7 days 5 days 8 days 6 days 12 days 16 days 5 days 8 days 2 days 7 days ago in debt in

Orillia Huntsville Peterborough Toronto Brampton Kitchener Mississauga Hamilton Belleville Kingston Cornwall Oshawa Ajax St. Catharines London Sarnia Windsor Sault Ste. Marie Elliot Lake Sudbury North Bay Timmins Thunder Bay Ottawa

Ever felt that you are out of options or helpless about all these debts chasing you? We got you!

Our team of debt specialists will not only help you manage your debts (Credit Card Debts, Personal Loans, Car Loans, Taxes, HST, 407, Household Bills, Payday Loans) but also reduce it up to 75% for easier and faster repayments into one single monthly payment.

We are a team of expert debt specialists that provide FREE CONSULTATION to our clients. 

 No Risks. No Upfront Fees. No Haggles. No Interests.

How our Debt Relief Program works:

  1. Try our Free Debt Consolidation Calculator
  2. Talk to our Debt Specialists 
  3. We’ll do all the work
  4. Reduce your Payments up to 75% with a personalized Debt Relief Option
  5. Submit your Debt Consolidation Approval to your creditors
  6. Get Approved, guaranteed!
  7. Start paying your debt at a more affordable amount
  8. Be Debt-Free

 

Never miss this opportunity and choose our Ontario Government-Approved Debt Relief Program as your debt relief option. Stop all your debt worries, sleepless nights, harassing phone calls and take advantage of the benefits you can get from our Ontario Debt Relief Program.

 

Our Clients 5-Star Reviews

Jennifer Chenier
Jennifer Chenier
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I was lost ... single mom... off due to Covid for 3 months .. did what it took to pay bills and look after my kids... and left with nothing but a tonne of debt I could not keep up with 😢. And then ....I met Connie.. Connie gave me my life back. The entire experience was like talking to my mother. She was full of compassion and knowledge and took me under her wing for this entire process. She turned tears into smiles and hope . She reassured me.. and made me feel like it was Going to be ok. I can’t thank her and the team (Paul) enough for helping me through this . I highly recommend National Debt Services to anyone looking for help with their debt . Start living again ❤️. Thanks Connie Jen
Katherina Preston
Katherina Preston
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"So glad I finally had the courage to make the call" Suma was amazing.. she guided me through my options and got the answers to all my questions. By the end of our very first phone conversation I had hope again...finally...no more sleepless nights worrying my debt ....Thank you National Debt Relief Services
Chris V
Chris V
Read More
I would just like to thank Suma for really making feel comfortable throughout this entire process. Everyone tells you to watch out for gimmicks, quick fixes, and everything else that comes with Debt. Ive had other companies who had made promises and under delivered. However Suma and her team are quick to provide the right answers and guide everyone in a way towards better credit. She has made it seamless with great communication and availability. I have personally referred her to several of my closest friends and i would recommend her to anyone else looking for consolidation.
Previous
Next

Top 5 Key Benefits of our Ontario Debt Relief Program:

To know more what you can benefit from our Ontario Debt Relief Program, simply try our Debt Consolidation Calculator below and one of our debt specialists will get in touch with you and provide you the best debt relief option that fits your situation.

Do you want to experience Peace of Mind from all of these?

  • Credit Card Debts
  • Personal Loans
  • Car Loans
  • Taxes
  • HST
  • 407
  • Household Bills
  • Payday Loans
  • Student Loan
  • and more…

Talk to us! We will help you get out of debt.

We will help you reduce as much as 75% of your debts and consolidate it into a single affordable monthly payment. Your creditors will stop harassing you and all interest will freeze if you get into our Ontario Government Debt Relief Program.

Many Ontarians are already benefiting from our Debt Relief Program, YOU should too!

Find out how much you can write off portion of your debts by getting your Free Savings Estimate below. A debt specialist from National Debt Relief Services in Ontario will discuss all options and provide you tailor-fitted Debt Relief Program.

We will help you compare
the options and savings of all formal debt relief programs available to you.

SEE IF YOU QUALIFY TO:

No contact details required to find out if you qualify

Frequently Asked Questions

A Debt Consolidation is a negotiated debt settlement offer made between you and your creditors with the help of a Debt Relief Agency in Ontario. Some key benefits of Debt Consolidation are interest-free program, no upfront fee required, combined monthly payment into one affordable amount, no lawsuits, and many more.

Yes, your assets are safe from creditors. A licensed debt relief agency in Ontario will help you come up with an offer to your creditors that will make sure your assets will be out of the paper.

No, in fact, this is one of the great advantages of a Debt Consolidation Program. All wage garnishment will stop from the day you filed the proposal.

The effect on your credit score is not going to be severe. Your credit score will most probably go to R7 Rating and will remain in your credit report for another 3 years after you completed the program. This means that it will not be permanent and you will still be able to rebuild your credit score.

 

This varies depending on the proposal you will be discussing with the help of a certified debt relief agency. It is also worth noting that debt consolidation cannot exceed more than 5 years.

If a debt is shared, you need to file a joint debt consolidation offer to your creditors. However, in most cases, in which the debts are individually incurred will have no impact on your spouse.

After three missed payments, your debt arrangement with creditors will be broken and you will end up getting chased again for the original debt amount plus interest.

A debt consolidation offer can be paid off earlier if you can. In this way, you receive your “Certificate of Completion” sooner and you can immediately start rebuilding your credit score. 

National Debt Relief Services Ontariois a certified Canadian Debt Relief Agency that offers FREE CONSULTATION to your debt consolidation needs. We value the trust given to us by our clients by making sure your personal information is confidential and private. Our personalized plans are designed to tailor fit your financial capacity. Our specialists will get in touch with you by simply answering a few questions thru the link provided below.

Why Trust National Debt Relief Services?

Debt relief program's accreditation logos
Council for Economic Education

Proud to support financial literacy education

See What Our Customers Have To Say

We Help Over 200+ Ontario Clients Per Day

We're here to help you consolidate your debt.

Get a free savings estimate today. There is no obligation.