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Free Debt Consolidation
No contact details required to find out if you qualify
Debt consolidation is one of the debt relief options in Canada available for you if you want to recover your financial freedom. If you can’t make payments to your lenders, continue reading this guide.
Know more about us and what we can do by clicking on the button below…
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Debt consolidation is a financial process wherein debts are combined into one. Mostly, this needs additional funding. Get a credit card balance transfer, debt consolidation, or a home equity loan, for example.
The main goals of consolidating debts are to simplify the repayment terms and reduce or eliminate the interest applied to your debt. Remember that to be eligible for this debt relief option in Canada, you must have a decent credit score.
You will need a certified Credit Counsellor from a non-profit credit counseling agency to set up a Debt Consolidation Program (DCP) for you. Under the DCP, the agency will talk to your lenders on your behalf to reduce the interest on debts that are unsecured. Your payments will also be rounded up into lower monthly payments.
Debt consolidation service will cover your unsecured debts, including unsecured lines of credit, credit cards, salary loans, and other types of unsecured loans. It provides the following advantages:
Below are the signs that debt consolidation is the best option for your debt relief in Canada:
Meanwhile, debt consolidation may not work for you if:
To know more what you can benefit from our Ontario Debt Relief Program, simply try our Debt Consolidation Calculator below and one of our debt specialists will get in touch with you and provide you the best debt relief option that fits your situation.
No contact details required to find out if you qualify
We will help you reduce as much as 75% of your debts and consolidate it into a single affordable monthly payment. Your creditors will stop harassing you and all interest will freeze if you get into our Ontario Government Debt Relief Program.
Many Ontarians are already benefiting from our Debt Relief Program, YOU should too!
Find out how much you can write off portion of your debts by getting your Free Savings Estimate below. A debt specialist from National Debt Relief Services in Ontario will discuss all options and provide you tailor-fitted Debt Relief Program.
SEE IF YOU QUALIFY TO:
No contact details required to find out if you qualify
A Debt Consolidation is a negotiated debt settlement offer made between you and your creditors with the help of a Debt Relief Agency in Ontario. Some key benefits of Debt Consolidation are interest-free program, no upfront fee required, combined monthly payment into one affordable amount, no lawsuits, and many more.
Yes, your assets are safe from creditors. A licensed debt relief agency in Ontario will help you come up with an offer to your creditors that will make sure your assets will be out of the paper.
No, in fact, this is one of the great advantages of a Debt Consolidation Program. All wage garnishment will stop from the day you filed the proposal.
The effect on your credit score is not going to be severe. Your credit score will most probably go to R7 Rating and will remain in your credit report for another 3 years after you completed the program. This means that it will not be permanent and you will still be able to rebuild your credit score.
This varies depending on the proposal you will be discussing with the help of a certified debt relief agency. It is also worth noting that debt consolidation cannot exceed more than 5 years.
If a debt is shared, you need to file a joint debt consolidation offer to your creditors. However, in most cases, in which the debts are individually incurred will have no impact on your spouse.
After three missed payments, your debt arrangement with creditors will be broken and you will end up getting chased again for the original debt amount plus interest.
A debt consolidation offer can be paid off earlier if you can. In this way, you receive your “Certificate of Completion” sooner and you can immediately start rebuilding your credit score.
National Debt Relief Services Ontariois a certified Canadian Debt Relief Agency that offers FREE CONSULTATION to your debt consolidation needs. We value the trust given to us by our clients by making sure your personal information is confidential and private. Our personalized plans are designed to tailor fit your financial capacity. Our specialists will get in touch with you by simply answering a few questions thru the link provided below.
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