100+ Canadians Choose Us Weekly – 1000+ All 5-Star Reviews – Read real stories here

Learn how to reduce your debt by 50-80% within 5-7 days

Free Debt Consolidation

No contact details required to find out if you qualify

Free Savings Estimate

Get Started

How it Works

Know More

Debt Relief Options

See Your Options

Professional Debt Relief Services in Canada

Debt is a major issue that affects many Canadians. According to Statistics Canada, the average Canadian household carries $1.77 of debt for every dollar of disposable income. This high level of debt can lead to financial stress and can make it difficult to manage monthly expenses.

Thankfully, Canada offers expert debt relief services that can assist individuals and families in regaining control over their finances. These services can include debt consolidation, credit counselling, and debt settlement, among others.

Know more about us and what we can do by clicking on the button below…

You're not alone

Helped with $ 27,000 $ 41,500 $ 35,000 $ 17,000 $ 23,500 $ 46,340 $ 21,000 $ 35,000 $ 26,700 $ 65,500 $ 57,400 $ 17,500 $ 75,500 $ 63,000 $ 35,000 $ 18,500 $ 55,000 $ 85,500 $ 43,000 $ 29,500 $ 27,800 $ 41,200 $ 35,800 $ 85,000 in debt

1 day 3 days 3 days 8 days 7 days 6 days 12 days 9 days 3 days 6 days 1 day 4 days 2 days 1 day 7 days 5 days 8 days 6 days 12 days 16 days 5 days 8 days 2 days 7 days ago in debt in

Orillia Huntsville Peterborough Toronto Brampton Kitchener Mississauga Hamilton Belleville Kingston Cornwall Oshawa Ajax St. Catharines London Sarnia Windsor Sault Ste. Marie Elliot Lake Sudbury North Bay Timmins Thunder Bay Ottawa

What are Professional Debt Relief Program Services in Canada?

Professional debt relief services are intended to aid in debt management and financial stability for both individuals and families. These solutions may include debt settlement, credit counseling, and debt consolidation. Each service has benefits as well as drawbacks, and it is critical to understand which service is best for you.

 

 Debt Consolidation

 ➤ One service that consolidates all of your debts into one monthly payment is debt consolidation. This can help you manage your debt more easily and frequently leads to a lower interest rate. Secured and unsecured debt consolidation are the two basic forms.

 ➤ Secured debt consolidation involves securing the loan with collateral, such as a house or car. Unsecured debt consolidation does not require collateral.

 Credit Counseling

 ➤ Credit counseling is a service that aids in budgeting and money management for both individuals and families. A credit counselor will collaborate with you to create a unique strategy for handling your debt and will offer suggestions on how to raise your credit score. Debt management plans, which involve negotiating with creditors to minimize interest rates and monthly payments, can also be included in this service.

 Debt Settlement

 ➤ To settle your debt for a lower sum than what is owed, you can use a service called debt settlement. This may be an option for those who are having trouble making their debt payments, but it may also harm your credit score. It is crucial to thoroughly assess the dangers and benefits of debt settlement before choosing if it is the correct option for you.

 

How to Choose a Professional Debt Relief Service

It might be difficult to choose a professional debt relief agency, but there are a number of things to take into account. 

  • First, assess the reputation of the company. To gauge other customers’ levels of satisfaction, look at their reviews and ratings
  • Second, take into account the service’s costs. Make sure you are aware of the service’s price as well as any potential supplemental charges. 
  • Finally, assess the qualifications of the professionals offering the service. Make sure they are licensed and skilled in the subject of debt relief. 

 

Benefits of Professional Debt Relief Services

Using professional debt relief services in Canada has a number of benefits. 

First of all, these services can assist you in regaining financial control and lowering your stress levels. You can make a realistic payment schedule that matches your budget by combining your debts or negotiating with your creditors. 

The second benefit is that these services frequently lead to lower interest rates and smaller monthly payments. This can save you money in the long run and help you achieve financial stability. 

Finally, these services can offer direction and assistance as you strive to raise your credit score and accomplish your financial objectives.

 

Risks of Professional Debt Relief Services

While using professional debt relief services has many benefits, there are some risks you should be aware of as well. 

First, some services may have hefty fees or hidden expenditures that can add up quickly. Reviewing the terms and conditions of any service you are thinking about using thoroughly is essential. 

Second, some services might harm your credit score. For instance, debt settlement, which entails paying off your obligations for less than the whole amount owing, can harm your credit score. In the future, it might be challenging to get credit because of this.

Finally, certain businesses could have a bad reputation or perform unethical behavior. It’s crucial to conduct the study and pick a business that is trustworthy and has a good track record.

 

 

Get Your FREE Savings Estimate With Us

Stop letting debt rule your life if you’re battling with it. Take action and utilize our extensive debt relief options in Canada to obtain help controlling your bills from professionals. Our team of knowledgeable experts at National Debt Relief can assist you in selecting the best service for your requirements and walk you through the process of getting out of debt. In order to assist you in regaining control over your money and achieving financial stability, we provide a variety of services, including debt consolidation, credit counseling, and debt settlement.

To learn more about our expert Debt Relief Program Service in Canada, and to take the first step toward a better financial future, get in touch with us right away. 

“Don’t wait any longer; National Debt Relief can assist you in taking charge of your finances and living a debt-free life.”

 

Debt Relief Program Services in Canada

Our Clients 5-Star Reviews

Jennifer Chenier
Jennifer Chenier
Read More
I was lost ... single mom... off due to Covid for 3 months .. did what it took to pay bills and look after my kids... and left with nothing but a tonne of debt I could not keep up with 😢. And then ....I met Connie.. Connie gave me my life back. The entire experience was like talking to my mother. She was full of compassion and knowledge and took me under her wing for this entire process. She turned tears into smiles and hope . She reassured me.. and made me feel like it was Going to be ok. I can’t thank her and the team (Paul) enough for helping me through this . I highly recommend National Debt Services to anyone looking for help with their debt . Start living again ❤️. Thanks Connie Jen
Katherina Preston
Katherina Preston
Read More
"So glad I finally had the courage to make the call" Suma was amazing.. she guided me through my options and got the answers to all my questions. By the end of our very first phone conversation I had hope again...finally...no more sleepless nights worrying my debt ....Thank you National Debt Relief Services
Chris V
Chris V
Read More
I would just like to thank Suma for really making feel comfortable throughout this entire process. Everyone tells you to watch out for gimmicks, quick fixes, and everything else that comes with Debt. Ive had other companies who had made promises and under delivered. However Suma and her team are quick to provide the right answers and guide everyone in a way towards better credit. She has made it seamless with great communication and availability. I have personally referred her to several of my closest friends and i would recommend her to anyone else looking for consolidation.
Previous
Next

Top 5 Key Benefits of our Ontario Debt Relief Program:

To know more what you can benefit from our Ontario Debt Relief Program, simply try our Debt Consolidation Calculator below and one of our debt specialists will get in touch with you and provide you the best debt relief option that fits your situation.

Do you want to experience Peace of Mind from all of these?

  • Credit Card Debts
  • Personal Loans
  • Car Loans
  • Taxes
  • HST
  • 407
  • Household Bills
  • Payday Loans
  • Student Loan
  • and more…

Talk to us! We will help you get out of debt.

We will help you reduce as much as 75% of your debts and consolidate it into a single affordable monthly payment. Your creditors will stop harassing you and all interest will freeze if you get into our Ontario Government Debt Relief Program.

Many Ontarians are already benefiting from our Debt Relief Program, YOU should too!

Find out how much you can write off portion of your debts by getting your Free Savings Estimate below. A debt specialist from National Debt Relief Services in Ontario will discuss all options and provide you tailor-fitted Debt Relief Program.

We will help you compare
the options and savings of all formal debt relief programs available to you.

SEE IF YOU QUALIFY TO:

No contact details required to find out if you qualify

Frequently Asked Questions

A Debt Consolidation is a negotiated debt settlement offer made between you and your creditors with the help of a Debt Relief Agency in Ontario. Some key benefits of Debt Consolidation are interest-free program, no upfront fee required, combined monthly payment into one affordable amount, no lawsuits, and many more.

Yes, your assets are safe from creditors. A licensed debt relief agency in Ontario will help you come up with an offer to your creditors that will make sure your assets will be out of the paper.

No, in fact, this is one of the great advantages of a Debt Consolidation Program. All wage garnishment will stop from the day you filed the proposal.

The effect on your credit score is not going to be severe. Your credit score will most probably go to R7 Rating and will remain in your credit report for another 3 years after you completed the program. This means that it will not be permanent and you will still be able to rebuild your credit score.

 

This varies depending on the proposal you will be discussing with the help of a certified debt relief agency. It is also worth noting that debt consolidation cannot exceed more than 5 years.

If a debt is shared, you need to file a joint debt consolidation offer to your creditors. However, in most cases, in which the debts are individually incurred will have no impact on your spouse.

After three missed payments, your debt arrangement with creditors will be broken and you will end up getting chased again for the original debt amount plus interest.

A debt consolidation offer can be paid off earlier if you can. In this way, you receive your “Certificate of Completion” sooner and you can immediately start rebuilding your credit score. 

National Debt Relief Services Ontariois a certified Canadian Debt Relief Agency that offers FREE CONSULTATION to your debt consolidation needs. We value the trust given to us by our clients by making sure your personal information is confidential and private. Our personalized plans are designed to tailor fit your financial capacity. Our specialists will get in touch with you by simply answering a few questions thru the link provided below.

Why Trust National Debt Relief Services?

Debt relief program's accreditation logos
Council for Economic Education

Proud to support financial literacy education

See What Our Customers Have To Say

We Help Over 200+ Ontario Clients Per Day

We're here to help you consolidate your debt.

Get a free savings estimate today. There is no obligation.