Learn how to reduce your debt by 50-80% within 5-7 days

Free Debt Consolidation

No contact details required to find out if you qualify

Strategies for Effectively Reducing Debt

Developing a viable strategy for debt reduction is essential for reestablishing financial control and achieving long-term stability. This methodical approach can assist in formulating a successful plan.

Know more about us and what we can do by clicking on the button below…

You're not alone

Helped with $ 27,000 $ 41,500 $ 35,000 $ 17,000 $ 23,500 $ 46,340 $ 21,000 $ 35,000 $ 26,700 $ 65,500 $ 57,400 $ 17,500 $ 75,500 $ 63,000 $ 35,000 $ 18,500 $ 55,000 $ 85,500 $ 43,000 $ 29,500 $ 27,800 $ 41,200 $ 35,800 $ 85,000 in debt

1 day 3 days 3 days 8 days 7 days 6 days 12 days 9 days 3 days 6 days 1 day 4 days 2 days 1 day 7 days 5 days 8 days 6 days 12 days 16 days 5 days 8 days 2 days 7 days ago in debt in

Orillia Huntsville Peterborough Toronto Brampton Kitchener Mississauga Hamilton Belleville Kingston Cornwall Oshawa Ajax St. Catharines London Sarnia Windsor Sault Ste. Marie Elliot Lake Sudbury North Bay Timmins Thunder Bay Ottawa

Examining Your Financial Standing

Compile all of your financial information, including income, obligations, interest rates, and monthly payments. You need to read this overview to understand your position.

2. Establish Your Goals

Make your goals clear. Is paying off debt (including credit card and student loan balances) one of your primary financial objectives? Setting goals that are both clear and quantifiable will help you stay motivated and on track.

Determine Your Debt Reduction Strategy

Choose an approach that is suitable for your needs:

Pay off your lowest commitments first to create a snowball effect of debt.

The Debt Snowball: Pay off the loans with the highest interest rates first to save money on payments.

Establish a Financial Plan

Construct a budget that is both practical and prioritizes debt repayment. Put more money into your debts from your discretionary spending to pay them off faster.

Raise Your Income

You can boost your income by starting a freelance business, selling some old goods, or finding a second work. You may pay off your debt much more quickly if you earn more money.

Reach an Agreement with Debtors

Feel free to get in touch with your creditors. With some negotiation, you can get a better interest rate or a more flexible payment plan.

Monitor Your Development

Keep tabs on how far along you are and be sure to evaluate your plan frequently. This will make it easier for you to stay motivated and make necessary adjustments.

Observe and Honor Momentous Occasions

Repaying a debt or reaching a financial goal are both worthy of celebration as you go forward. A source of motivation is finding joy in small victories.

In summary, the successful completion of any debt reduction program is contingent upon the presence of self-control and commitment. It is feasible to take charge of one’s financial situation and strive towards a future without debt by evaluating oneself, establishing goals, selecting a strategy, and monitoring one’s progress. By adhering to these easy steps, you can begin your journey towards living on your own!

No Risks. No Upfront Fees. No Haggles. No Interests.

How our Debt Relief Program works:

Try our Free Debt Consolidation Calculator
Talk to our Debt Specialists
We’ll do all the work
Reduce your Payments up to 75% with a personalized Debt Relief Option
Submit your Debt Consolidation Approval to your creditors
Get Approved, guaranteed!
Start paying your debt at a more affordable amount
Be Debt-Free

Never miss this opportunity and choose our Ontario Government-Approved Debt Relief Program as your debt relief option. Stop all your debt worries, sleepless nights, harassing phone calls and take advantage of the benefits you can get from our Ontario Debt Relief Program.

Our Clients 5-Star Reviews

I was lost ... single mom... off due to Covid for 3 months .. did what it took to pay bills and look after my kids... and left with nothing but a tonne of debt I could not keep up with 😢. And then ....I met Connie.. Connie gave me my life back. The entire experience was like talking to my mother. She was full of compassion and knowledge and took me under her wing for this entire process. She turned tears into smiles and hope . She reassured me.. and made me feel like it was Going to be ok. I can’t thank her and the team (Paul) enough for helping me through this . I highly recommend National Debt Services to anyone looking for help with their debt . Start living again ❤️. Thanks Connie Jen

"So glad I finally had the courage to make the call" Suma was amazing.. she guided me through my options and got the answers to all my questions. By the end of our very first phone conversation I had hope again...finally...no more sleepless nights worrying my debt ....Thank you National Debt Relief Services

I would just like to thank Suma for really making feel comfortable throughout this entire process. Everyone tells you to watch out for gimmicks, quick fixes, and everything else that comes with Debt. Ive had other companies who had made promises and under delivered. However Suma and her team are quick to provide the right answers and guide everyone in a way towards better credit. She has made it seamless with great communication and availability. I have personally referred her to several of my closest friends and i would recommend her to anyone else looking for consolidation.

Top 5 Key Benefits of our Ontario Debt Relief Program:

To know more what you can benefit from our Ontario Debt Relief Program, simply try our Debt Consolidation Calculator below and one of our debt specialists will get in touch with you and provide you the best debt relief option that fits your situation.

No contact details required to find out if you qualify

Do you want to experience Peace of Mind from all of these?

Credit Card Debts
Personal Loans
Car Loans
Taxes
HST
407
Household Bills
Payday Loans
Student Loan
and more…

Talk to us! We will help you get out of debt.

We will help you reduce as much as 75% of your debts and consolidate it into a single affordable monthly payment. Your creditors will stop harassing you and all interest will freeze if you get into our Ontario Government Debt Relief Program.

Many Ontarians are already benefiting from our Debt Relief Program, YOU should too!

Find out how much you can write off portion of your debts by getting your Free Savings Estimate below. A debt specialist from National Debt Relief Services in Ontario will discuss all options and provide you tailor-fitted Debt Relief Program.

We will help you compare
the options and savings of all formal debt relief programs available to you.

SEE IF YOU QUALIFY TO:

No contact details required to find out if you qualify

Frequently Asked Questions

1. What is debt consolidation and how does it work?

A Debt Consolidation is a negotiated debt settlement offer made between you and your creditors with the help of a Debt Relief Agency in Ontario. Some key benefits of Debt Consolidation are interest-free program, no upfront fee required, combined monthly payment into one affordable amount, no lawsuits, and many more.

2. Are my assets safe?

Yes, your assets are safe from creditors. A licensed debt relief agency in Ontario will help you come up with an offer to your creditors that will make sure your assets will be out of the paper.

3. Is there a wage garnishment?

No, in fact, this is one of the great advantages of a Debt Consolidation Program. All wage garnishment will stop from the day you filed the proposal.

4. How will this affect my credit?

The effect on your credit score is not going to be severe. Your credit score will most probably go to R7 Rating and will remain in your credit report for another 3 years after you completed the program. This means that it will not be permanent and you will still be able to rebuild your credit score.

5. How long is the duration of the program?

This varies depending on the proposal you will be discussing with the help of a certified debt relief agency. It is also worth noting that debt consolidation cannot exceed more than 5 years.

6. Will this affect my Spouse?

If a debt is shared, you need to file a joint debt consolidation offer to your creditors. However, in most cases, in which the debts are individually incurred will have no impact on your spouse.

7. What happens if I get behind my Debt Consolidation payments?

After three missed payments, your debt arrangement with creditors will be broken and you will end up getting chased again for the original debt amount plus interest.

8. Can I pay off a Debt Consolidation early?

A debt consolidation offer can be paid off earlier if you can. In this way, you receive your “Certificate of Completion” sooner and you can immediately start rebuilding your credit score.

9. How do I apply for Debt Consolidation?

National Debt Relief Services Ontariois a certified Canadian Debt Relief Agency that offers FREE CONSULTATION to your debt consolidation needs. We value the trust given to us by our clients by making sure your personal information is confidential and private. Our personalized plans are designed to tailor fit your financial capacity. Our specialists will get in touch with you by simply answering a few questions thru the link provided below.

Click here to read reviews please

Click here to read reviews please

Learn how to reduce your debt by 50-80% within 5-7 days

Free Savings Estimate

How it Works

Debt Relief Options

Strategies for Effectively Reducing Debt

Developing a viable strategy for debt reduction is essential for reestablishing financial control and achieving long-term stability. This methodical approach can assist in formulating a successful plan.

You're not alone

Helped with $ 27,000 $ 41,500 $ 35,000 $ 17,000 $ 23,500 $ 46,340 $ 21,000 $ 35,000 $ 26,700 $ 65,500 $ 57,400 $ 17,500 $ 75,500 $ 63,000 $ 35,000 $ 18,500 $ 55,000 $ 85,500 $ 43,000 $ 29,500 $ 27,800 $ 41,200 $ 35,800 $ 85,000 in debt

Orillia Huntsville Peterborough Toronto Brampton Kitchener Mississauga Hamilton Belleville Kingston Cornwall Oshawa Ajax St. Catharines London Sarnia Windsor Sault Ste. Marie Elliot Lake Sudbury North Bay Timmins Thunder Bay Ottawa

Examining Your Financial Standing

Compile all of your financial information, including income, obligations, interest rates, and monthly payments. You need to read this overview to understand your position.

2. Establish Your Goals

Make your goals clear. Is paying off debt (including credit card and student loan balances) one of your primary financial objectives? Setting goals that are both clear and quantifiable will help you stay motivated and on track.

Determine Your Debt Reduction Strategy

Choose an approach that is suitable for your needs:

Pay off your lowest commitments first to create a snowball effect of debt.

The Debt Snowball: Pay off the loans with the highest interest rates first to save money on payments.

Establish a Financial Plan

Construct a budget that is both practical and prioritizes debt repayment. Put more money into your debts from your discretionary spending to pay them off faster.

Raise Your Income

You can boost your income by starting a freelance business, selling some old goods, or finding a second work. You may pay off your debt much more quickly if you earn more money.

Reach an Agreement with Debtors

Feel free to get in touch with your creditors. With some negotiation, you can get a better interest rate or a more flexible payment plan.

Monitor Your Development

Keep tabs on how far along you are and be sure to evaluate your plan frequently. This will make it easier for you to stay motivated and make necessary adjustments.

Observe and Honor Momentous Occasions

Repaying a debt or reaching a financial goal are both worthy of celebration as you go forward. A source of motivation is finding joy in small victories.

How our Debt Relief Program works:

Our Clients 5-Star Reviews

Top 5 Key Benefits of our Ontario Debt Relief Program:

Do you want to experience Peace of Mind from all of these?

Talk to us! We will help you get out of debt.

We will help you comparethe options and savings of all formal debt relief programs available to you.

Frequently Asked Questions

Why Trust National Debt Relief Services?

See What Our Customers Have To Say

We Help Over 200+ Ontario Clients Per Day

We're here to help you consolidate your debt.

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We will help you compare
the options and savings of all formal debt relief programs available to you.