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Warning Signs That You Have A Debt Problem

Learning and accepting you have a debt problem is the first step towards solving your debt problems. Below are warning signs that you should check out to know if you are experiencing problems with your debts and what options are there to solve them.

Some people will struggle with $6,000 worth of debt, while others can handle even $20,000 or more. It’s not the amount of debt you owe that indicates you have a debt problem but the ability to pay your debt, regardless of the amount.

If you are not aware of your situation, we have expert debt consultants who can help identify these for you, for free. We offer 100% free consultation for anyone who owes more than $10,000 worth of debt. Click on the button below to speak to one of our friendly consultants who will help you understand your situation and provide you efficient solutions.

Know more about us and what we can do by clicking on the button below…

You're not alone

Helped with $ 27,000 $ 41,500 $ 35,000 $ 17,000 $ 23,500 $ 46,340 $ 21,000 $ 35,000 $ 26,700 $ 65,500 $ 57,400 $ 17,500 $ 75,500 $ 63,000 $ 35,000 $ 18,500 $ 55,000 $ 85,500 $ 43,000 $ 29,500 $ 27,800 $ 41,200 $ 35,800 $ 85,000 in debt

1 day 3 days 3 days 8 days 7 days 6 days 12 days 9 days 3 days 6 days 1 day 4 days 2 days 1 day 7 days 5 days 8 days 6 days 12 days 16 days 5 days 8 days 2 days 7 days ago in debt in

Orillia Huntsville Peterborough Toronto Brampton Kitchener Mississauga Hamilton Belleville Kingston Cornwall Oshawa Ajax St. Catharines London Sarnia Windsor Sault Ste. Marie Elliot Lake Sudbury North Bay Timmins Thunder Bay Ottawa

Warning Signs Checklist

Below are indications or warning signs that you should check out to know whether you are struggling even when you still can’t feel the effects of bad debt. Prevent your problem from getting worse by knowing these underlying indicators.

Your Credit Cards are all maxed out.
You’re using your credit card to get a cash advance.
You keep missing your monthly mortgage payments.
Utilities have been cut off in the past few months.
You borrow money from friends or relatives to be able to make it to the next paycheck.
You experience wage garnishments.
You are receiving collection calls.
Your car loan has been canceled.
Your Savings Account is zeroed out.
Your monthly payments does not lessen the amount you owe.
You spend more than you earn.

If you can relate to one or more of the indicators above, don’t fret – there is help available. You have overcome the first step to deal with debt successfully; that is to know you are in debt. The next step is to seek help and find the right people that will help you get rid of these debts.

What to Do If You Have A Debt Problem

1. Seek Professional Help

We at National Debt Relief Services will help you and guide you with various debt relief options available depending on your current financial situation. You get 100% free consultation by clicking on the button below, we don’t charge upfront fees.

Take advantage of this free consultation and discuss your options in the comfort of your home. One of our debt consultants will provide you with detailed information about this amazing government-approved program via zoom or phone calls.

2. Get The Right Help Options

With our debt consolidation program, we can reduce your debt by up to 50%-75% of the original amount. Your debt will be consolidated into a single and affordable monthly payment.

If you have over $10,000 worth of debt, you are eligible to eliminate and reduce your debt. This government-approved program can accommodate debt from Credit Cards, Personal Loans, Car Loans, Taxes, CERB, HST, 407, Household Bills, Payday Loans, and Student Loan.

It will stop collection activities, wage garnishments, lawsuits, and interests. You also have the chance to rebuild your credit score after completion of the program.

3. Start Dealing with Your Debt the Best Way

Our team has successfully helped thousands of Canadians get rid of debt. We have hundreds of 5-star Google reviews available for you to see at this link.

Get started and consolidate your debt now. Click the button below to know how much you can save by entering the total amount of debt you have.

Our Clients 5-Star Reviews

“Brittney has been so helpful and so kind, taking her time to help me and giving me a rundown of how to clear my debts. No words can describe how happy I have been with this service.”

"So glad I finally had the courage to make the call" Suma was amazing.. she guided me through my options and got the answers to all my questions. By the end of our very first phone conversation I had hope again...finally...no more sleepless nights worrying my debt ....Thank you National Debt Relief Services

I’m not one to leave reviews, however in this case when it comes to SUMA and her WORLD CLASS service, it’s a MUST! There’s not too many people that come into your life and make an immediate powerful impact. I was drowning in debt with what appeared to be no way out, that is until a friend of mine introduced me to Suma and National Debt Relief. Suma was extremely helpful, kind, and sympathetic to my situation and explained everything to me in a way that truly made me feel hopeful for the future. I’m super grateful to have had the opportunity of working with Suma and the National Debt Relief, they truly have lifted a TON OF BURDEN off my shoulders. Word’s can’t describe how much I would recommend National Debt Recovery to all my fellow debtors. THANK YOU!”

Top 5 Key Benefits of our Ontario Debt Relief Program:

To know more what you can benefit from our Ontario Debt Relief Program, simply try our Debt Consolidation Calculator below and one of our debt specialists will get in touch with you and provide you the best debt relief option that fits your situation.

No contact details required to find out if you qualify

Do you want to experience Peace of Mind from all of these?

Credit Card Debts
Personal Loans
Car Loans
Taxes
HST
407
Household Bills
Payday Loans
Student Loan
and more…

Talk to us! We will help you get out of debt.

We will help you reduce as much as 75% of your debts and consolidate it into a single affordable monthly payment. Your creditors will stop harassing you and all interest will freeze if you get into our Ontario Government Debt Relief Program.

Many Ontarians are already benefiting from our Debt Relief Program, YOU should too!

Find out how much you can write off portion of your debts by getting your Free Savings Estimate below. A debt specialist from National Debt Relief Services in Ontario will discuss all options and provide you tailor-fitted Debt Relief Program.

We will help you compare
the options and savings of all formal debt relief programs available to you.

SEE IF YOU QUALIFY TO:

No contact details required to find out if you qualify

Frequently Asked Questions

1. What is debt consolidation and how does it work?

A Debt Consolidation is a negotiated debt settlement offer made between you and your creditors with the help of a Debt Relief Agency in Ontario. Some key benefits of Debt Consolidation are interest-free program, no upfront fee required, combined monthly payment into one affordable amount, no lawsuits, and many more.

2. Are my assets safe?

Yes, your assets are safe from creditors. A licensed debt relief agency in Ontario will help you come up with an offer to your creditors that will make sure your assets will be out of the paper.

3. Is there a wage garnishment?

No, in fact, this is one of the great advantages of a Debt Consolidation Program. All wage garnishment will stop from the day you filed the proposal.

4. How will this affect my credit?

The effect on your credit score is not going to be severe. Your credit score will most probably go to R7 Rating and will remain in your credit report for another 3 years after you completed the program. This means that it will not be permanent and you will still be able to rebuild your credit score.

5. How long is the duration of the program?

This varies depending on the proposal you will be discussing with the help of a certified debt relief agency. It is also worth noting that debt consolidation cannot exceed more than 5 years.

6. Will this affect my Spouse?

If a debt is shared, you need to file a joint debt consolidation offer to your creditors. However, in most cases, in which the debts are individually incurred will have no impact on your spouse.

7. What happens if I get behind my Debt Consolidation payments?

After three missed payments, your debt arrangement with creditors will be broken and you will end up getting chased again for the original debt amount plus interest.

8. Can I pay off a Debt Consolidation early?

A debt consolidation offer can be paid off earlier if you can. In this way, you receive your “Certificate of Completion” sooner and you can immediately start rebuilding your credit score.

9. How do I apply for Debt Consolidation?

National Debt Relief Services Ontariois a certified Canadian Debt Relief Agency that offers FREE CONSULTATION to your debt consolidation needs. We value the trust given to us by our clients by making sure your personal information is confidential and private. Our personalized plans are designed to tailor fit your financial capacity. Our specialists will get in touch with you by simply answering a few questions thru the link provided below.

Click here to read reviews please

Click here to read reviews please

Learn how to reduce your debt by 50-80% within 5-7 days

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