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Top 5 Common Mistakes People Make During 2023 Tax Season

Filling out your tax return can be complicated, not to mention organizing your receipts, tax slips (T4), and other financial documents. Taxes require thorough attention and time to make sure you don’t make mistakes and encounter any issues in the future.

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Helped with $ 27,000 $ 41,500 $ 35,000 $ 17,000 $ 23,500 $ 46,340 $ 21,000 $ 35,000 $ 26,700 $ 65,500 $ 57,400 $ 17,500 $ 75,500 $ 63,000 $ 35,000 $ 18,500 $ 55,000 $ 85,500 $ 43,000 $ 29,500 $ 27,800 $ 41,200 $ 35,800 $ 85,000 in debt

1 day 3 days 3 days 8 days 7 days 6 days 12 days 9 days 3 days 6 days 1 day 4 days 2 days 1 day 7 days 5 days 8 days 6 days 12 days 16 days 5 days 8 days 2 days 7 days ago in debt in

Orillia Huntsville Peterborough Toronto Brampton Kitchener Mississauga Hamilton Belleville Kingston Cornwall Oshawa Ajax St. Catharines London Sarnia Windsor Sault Ste. Marie Elliot Lake Sudbury North Bay Timmins Thunder Bay Ottawa

Failing to file your tax return or making a mistake could raise red flags. If you’re worried about filing your taxes this year, learn what common mistakes you should avoid and how to avoid them.

2022 Tax Season

Top Mistakes People Make During Tax Filing

1 Failure to Report All Income

It is a must to report all streams of income on your tax return. This means you also need to include other part-time jobs or side hustles such as Driving a Carpool/Uber, Tutoring Jobs, Freelancing Work, selling pre-loved items.

Also, if you have received government aid such as EI, CERB/CRB, or any other financial assistance to help you recover from income loss due to the pandemic, you will need to include the benefits in your annual income report.

2 Missing Your Paperwork

Start preparing your paperwork as soon as possible. Never wait for the deadline to be close before you start collecting all your documents. You need to gather your income slips, tuition slips, personal receipts, and more.

Canada Revenue Agency is encouraging all Canadians to file their income tax return online. Therefore, you should have digital copies of all your documents.

Also, keep copies of the paperwork even after sending it online. You may need it again if CRA asks for any supporting documents in the future.

3 Skipping Research

Before you do your filing, make sure to do your research. This will help you know the important updates about any changes in this year’s income tax filing.

You may look up potential deductions, credits, and expenses you can claim.

Tax Season Common Mistakes

4 Not Seeking Professional Help

You are not required to complete this process on your own. If you need help and are worried about making mistakes when filing your tax return, you may seek professional help or assistance from Tax Clinics near you.

If you are willing to spend some money, you may ask for a Certified Public Accountant or Tax preparer to help you file. However, if the budget is tight, there are free tax clinics that can provide you assistance.

5 Missing Deadlines

Missing the filing deadlines can cost you penalties. The penalty for late filing is 5% of the balance you owe from 2020. After that, they add 1% of the balance for every month that you miss. This can pile up to 12 months, so beware of missing the deadlines.

The filing deadline for 2020 is April 30th, 2021. The deadline for self-employed is June 15th, 2021 if you miss this deadline, file as soon as you can, even if you can’t afford the payment.

tax return

Can’t Pay What You Owe?

Make a Savings Plan

If you are living on a tight budget, consider planning to save. Plan your monthly spending and allocate a certain percentage towards savings.

Contact CRA

If you are experiencing financial difficulty, contact CRA and plead for tax relief options. They may cancel/waive penalties or interest depending on the severity of your situation.

Consider a Debt Consolidation Program

A debt consolidation program is a legally binding agreement between you and your creditors (including CRA), allowing you to pay a smaller portion of what you owe in five years or less.

Our Clients 5-Star Reviews

Keith Asamoah
Keith Asamoah
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I would like to personally thank Suma Mathew and National Debt Relief team for helping me save a lot of money throughout my time with them. I was able to get in contact with Suma shortly after I made my phone call to the head office and was approved of my terms and payments within that same week. Suma was very patient with me as I had a variety of questions for her and she was able to answer it all during our phone call Now I am able sleep at night, knowing I could afford my bills and still be able to save by the end of the month.
Mini Chung
Mini Chung
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I was very hesitant about going ahead with all this, but Jennie was super helpful. She understood my situation and was very patient. Literally, appreciate everything she did for me from the start and making it personable too made it comforting. Thanks Jennie😀
Ingrid morgan
Ingrid morgan
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Suma was amazing. Great service very professional.

Top 5 Key Benefits of our Ontario Debt Relief Program:

To know more what you can benefit from our Ontario Debt Relief Program, simply try our Debt Consolidation Calculator below and one of our debt specialists will get in touch with you and provide you the best debt relief option that fits your situation.

Do you want to experience Peace of Mind from all of these?

  • Credit Card Debts
  • Personal Loans
  • Car Loans
  • Taxes
  • HST
  • 407
  • Household Bills
  • Payday Loans
  • Student Loan
  • and more…

Talk to us! We will help you get out of debt.

We will help you reduce as much as 75% of your debts and consolidate it into a single affordable monthly payment. Your creditors will stop harassing you and all interest will freeze if you get into our Ontario Government Debt Relief Program.

Many Ontarians are already benefiting from our Debt Relief Program, YOU should too!

Find out how much you can write off portion of your debts by getting your Free Savings Estimate below. A debt specialist from National Debt Relief Services in Ontario will discuss all options and provide you tailor-fitted Debt Relief Program.

We will help you compare
the options and savings of all formal debt relief programs available to you.


No contact details required to find out if you qualify

Frequently Asked Questions

A Debt Consolidation is a negotiated debt settlement offer made between you and your creditors with the help of a Debt Relief Agency in Ontario. Some key benefits of Debt Consolidation are interest-free program, no upfront fee required, combined monthly payment into one affordable amount, no lawsuits, and many more.

Yes, your assets are safe from creditors. A licensed debt relief agency in Ontario will help you come up with an offer to your creditors that will make sure your assets will be out of the paper.

No, in fact, this is one of the great advantages of a Debt Consolidation Program. All wage garnishment will stop from the day you filed the proposal.

The effect on your credit score is not going to be severe. Your credit score will most probably go to R7 Rating and will remain in your credit report for another 3 years after you completed the program. This means that it will not be permanent and you will still be able to rebuild your credit score.


This varies depending on the proposal you will be discussing with the help of a certified debt relief agency. It is also worth noting that debt consolidation cannot exceed more than 5 years.

If a debt is shared, you need to file a joint debt consolidation offer to your creditors. However, in most cases, in which the debts are individually incurred will have no impact on your spouse.

After three missed payments, your debt arrangement with creditors will be broken and you will end up getting chased again for the original debt amount plus interest.

A debt consolidation offer can be paid off earlier if you can. In this way, you receive your “Certificate of Completion” sooner and you can immediately start rebuilding your credit score. 

National Debt Relief Services Ontariois a certified Canadian Debt Relief Agency that offers FREE CONSULTATION to your debt consolidation needs. We value the trust given to us by our clients by making sure your personal information is confidential and private. Our personalized plans are designed to tailor fit your financial capacity. Our specialists will get in touch with you by simply answering a few questions thru the link provided below.

Why Trust National Debt Relief Services?

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See What Our Customers Have To Say

Dawn Friesman
Dawn Friesman
I've been working with Allicia Macdonald shes very professional and sweet. I cant thank her enough for helping me rebuild my life. Thank you so much.
Chantal Rolfe
Chantal Rolfe
Today I had a wonderful experience with Rachael, she was Very professional I was very happy with what we talked about today she was very Caring I highly recommend national debt relief services hundred percent😃
Jennifer Magill
Jennifer Magill
Brittany was awesome, she explained everything clearly and offered solutions every step of the way. It’s always nice to hear that you could do this or that, I didn’t feel forced to do anything and was able to decide clearly. Thank you 🙏🏼
Dave Tonnos
Dave Tonnos
This company will work with you and through any difficulties that may arise. They actually hold themselves accountable, how refreshing during troubling economic times.
marian kamara
marian kamara
I have a great experience working with Suma, she work me through the program, takes her time to explain everything to me about how the program work, what I need to do from start to end of the process. I’m so thankful to God for sending an angel Suma to help relief my debt. It’s a great company to work with. I will recommend this program for anyone in debt like me.
Donna Hutchings
Donna Hutchings
Connie B. was absolutely awesome! She explained everything in detail to me. Very professional to work with and takes the time with you. She really has compassion. So glad she helped me out. Thank you
lynn collins
lynn collins
Joel has made this so simple and effortless he made sure i was well informed and making the right decisions for my situation i would recommend joel at national dept Relief to anyone in hardship with there bills thanks alot joel i really appreciate everything you have done for me thanks!! 5 stars for sure! and its chad ball not my mom lynn lol
Billy Bong
Billy Bong
I had a great experience with Brittany, so helpful and understanding. Never felt like I was being pressured or rushed into anything. She was always there with answers to my questions. Thanks for all the help and peace of mind you helped me achieve.
Amber-lyn Miller
Amber-lyn Miller
Let’s Just Put It Simple....... Not All Hero's Wear Caps........I spoke with Suma over a fairly lengthy period of time because of my busy schedule and lack of free time on my part, and she was not only extremely patient and understanding, but also beyond helpful And informative. Any question I had and no matter how many times she had to explain it to me she took her time to make sure I completely understood every single step and process before she moved on to the next thing. I have been so stressed out and worked up about my debt and trying to figure out how to fix it all since I know I will not be returning to work at all in the future because of medical issues and being 26 with that realization makes things just that more stressful but Suma made everything so easy and my payments are $100 a month for less then 5 years with no interest or penalties for early pay off. I’m so glad that I didn’t settle with some other place that was asking for $350 + a month for 7-12 years and paying off early would cost you more.
Jessica Preston
Jessica Preston
Caroline F. was phenomenal, she was so helpful, understanding and compassionate. Caroline did not make me feel bad for my mistakes, she was supportive and caring, she helped me through this dark time in my life I'm so incredibly happy I crossed paths with her. Thank you Caroline for being so wonderful to me! <3

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