What You Need to Know About Payday Loans

Payday loans are typically a small amount type of unsecured debt and are paid in a short-term (14-day) period. It became popular due to their easy approval system and easy access by people who need immediate money payable by the next payday. If you are experiencing problems with payday loans and/or any unsecured debts in […]

[Updated 2021] How a Debt Consolidation Program Impacts Your Mortgage or Home

Debt consolidation is a great option when dealing with huge debt to protect yourself from creditors’ legal actions and collection activities. However, is there an impact on your mortgage or home? We will find out, read on this article to learn more. Debt Consolidation Program Is a legally binding process between debtor and creditors that […]

Can You Run Away from Old Debts? | Ontario Limitations Act

If you are thinking about ignoring your debt and simply doing nothing, think twice; there are consequences for not paying up your debt. Read this article to know more information about how the Ontario Limitations Act works and what you can do to get rid of unmanageable debt. Once you borrowed money and decided to […]

5-Must Dos After Completing a Debt Consolidation Program

Having completed your debt consolidation program means you have successfully paid all your scheduled monthly payments. At this point, you are debt-free and should enjoy a fresh start. It is also worth noting that this will still appear in your credit report for 3 more years. This means that you should start creating good habits […]

Helpful Tips for a Stress-Free Tax Season | CRA Tax Relief

Tax season can be one of the most stressful times of the year for anyone having unpaid dues with the Canada Revenue Agency. At National Debt Relief Services, our goal is to provide debt relief options for various situations – including CRA tax relief and CERB/CRB payments. Are you feeling anxious about being able to […]

How Important is the Debt-to-Income Ratio to Canadians?

Due to the effects of the COVID-19 Pandemic, the debt-to-income ratio in Canadian households has been on the rise since 2020. As individuals, the debt-to-income ratio is as important as your credit score as it tells you how affordable your debt repayment is. This ratio will tell you if you are comfortable in repaying your […]

4 Proven Ways to Build Good Credit in Canada

Maintaining a good credit score is vital and one of the most important factors when applying for loans or new credit lines. In this article, you will learn the best and proven ways to improve your credit score. Credit cards can offer many benefits; convenience, flexibility in payments, manage money better if used responsibly, accrue […]

Debt-Stress Impact on Health & How to Manage It

Debt not only affects our financial health, but also our physical and emotional health – which is why, it is important to understand how to manage this situation to avoid further health and financial damage. Miss payments and our lenders begin calling, making most people get overwhelmed with fear of legal actions and other actions […]

[2021 Must-Know Information] Canadian Debt Consolidation Plan: Can I Do It Myself?

What is a Canadian Debt Consolidation Plan? If you owe more than $10,000 worth of debt, such as Credit Cards, Personal Loans, Car Loans, Taxes, HST, 407, Household Bills, Payday Loan, Student Loan, you need to know this information now. Our All Canadian Debt Consolidation Program is trusted, well reviewed and will help you reduce […]

Top 3 Reasons Why You Should Get a Debt Consolidation Plan

Debt Consolidation is a government-approved program of consolidating your debts into a single monthly payment. National Debt Relief Services is Canada’s trusted debt relief agency that can help create a personalized debt relief program for you based on your current financial situation. Despite many Canadians taking advantage of this amazing program, many still find a […]