What Happens To My Tax Refund During A Debt Relief Program?

tax refund debt relief program

Tax season is just around the corner; what to do if you are planning to take on a debt consolidation program. Below are the things you need to know if you are planning to file a debt relief program to get rid of debt but are worried about your Tax Refund.

Top 4 Questions On The Effect Of Debt Consolidation To Your Credit Score

credit score debt consolidation

We understand that you will be asking a number of questions before you decide to apply for a government-approved debt consolidation program. First on the list would most probably be “whether you can apply for credit or not” during the period of the program. Others also might want to know “will I still be able to use my credit card” under a debt consolidation program or “will my credit be affected?”.

How To Deal With Swelling Debt After A Holiday Overspending

Holiday debt Canada

January is known to be a month full of holiday-spending-regret, most people know how it feels. After weeks of careful planning and budgeting, there were just a lot of flash sales and “BOGOs” (Buy One Take One) deals you couldn’t resist. You are not alone – many fell for it and ended up even more in debt because of overspending during the holidays.

4 Smart & Quickest Way To Pay Off Debt

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Whether you only carry a small credit card debt or huge financial obligations (Credit Cards, Personal Loans, Car Loans, Taxes, CERB, HST, 407, Household Bills, Payday Loans, and Student Loan), it can affect your goals and well-being.

Take Control Of Your 2023 Finances With A Budget

finance budget canada

Staying afloat during COVID-19 has been a challenge for most households especially now that the unemployment rate has risen due to companies closing down their businesses. People that are living by paycheck to paycheck are the ones taking the hardest hit in their finances.

Canada Debt Consolidation Loans Guide – COVID 2023

Canada debt consolidation

Debt consolidation is a process of combining two or more debts into one. It is a method of debt repayment which gives the debtor the ease of managing multiple debts into a single monthly payment. It is a great option if you want to pay down debt and improve cash flow.

Debt-Stress Impact on Health & How to Manage It

Canada debt-stress

Debt not only affects our financial health, but also our physical and emotional health – which is why, it is important to understand how to manage this situation to avoid further health and financial damage.